The Grove Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at The Grove Apartments in South Lamar? Rent here runs $1,145 – $1,845, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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3707 Menchaca Rd, Austin, TX 78704

South Lamar

Managed by H.G. Fenton Company Built 1973 2 stories 184 units
1 review Apt. Finder
$1,145 – $1,845 /month

Monthly Cost Breakdown at The Grove Apartments

The listed rent isn't the whole number. Here's what The Grove Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,161 – $1,861
Base Rent $1,145 – $1,845
Est. Renters Insurance $16/mo

Renters Insurance at The Grove Apartments

We found a few insurance details on The Grove Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to The Grove Apartments can push your insurance cost up or down:

Older Building

Built in 1973 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Grove Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Grove Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Austin.

On-Site Security

Property manager on site

Fees Beyond Rent

These are the additional charges beyond base rent at The Grove Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$75

Administrative Fee

Charged per unit.

$150

Parking Fees

Street Parking

Open Parking

Surface Lot

Open Parking

Amenities

Special Features

High End Finishes Community Garden Ev Charging Station Smoke Free No Breed Restrictions

Community Features

Community-Wide WiFi Wi-Fi Laundry Facilities Maintenance on site Trash Pickup - Door to Door Recycling Online Services Pet Play Area Car Charging Station Public Transportation Sundeck Courtyard Grill Picnic Area Zen Garden Fitness Center Pool

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Tub/Shower Framed Mirrors Dishwasher Disposal Stainless Steel Appliances Pantry Kitchen Microwave Oven Range Refrigerator Freezer Hardwood Floors Vinyl Flooring Dining Room Vaulted Ceiling Walk-In Closets Window Coverings Balcony Patio Porch Deck

Pet Policy

Bringing a pet? Here's what The Grove Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Cats Allowed
$25 Monthly Pet Rent
$350 Fee
2 Pet Limit
3 Pet Limit

About The Grove Apartments

Year Built: 1973
Stories: 2 stories
Units: 184
Management: H.G. Fenton Company
Phone: (737) 377-5366

From the property listing:

Welcome to The Grove in south Austin, Texas, a contemporary haven located just a few miles from downtown. With easy access to local highways and Interstate 35, you can live outside the city, yet close enough to savor all the fun and excitement of the busy metropolis. There are great restaurants, attractive shopping venues, and exciting nightlife that will satisfy and inspire. At The Grove, you will dwell in a captivating environment that is in close proximity to all the hot spots and modern attractions our city has to offer.

Other Options Nearby

Still weighing your choices? Other communities in Austin — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does The Grove Apartments require renters insurance?
We found specific coverage details on The Grove Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Grove Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at The Grove Apartments?
Plan for $1,161 to $1,861/month all-in. That's base rent ($1,145 – $1,845), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does The Grove Apartments allow pets?
Yes, The Grove Apartments is pet-friendly. Here are the details: Cats Allowed. $25 Monthly Pet Rent. $350 Fee. 2 Pet Limit. 3 Pet Limit. Standard renters insurance covers pet-related liability at no extra cost.
What floor plans does The Grove Apartments offer?
There are 6 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,145 – $1,845. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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