Urban North Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at Urban North Apartments in Northwest Austin? With rent at $925 - $1,425 and renters insurance running about $13/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

Get Renters Insurance for Urban North Apartments

Compare renters insurance quotes in seconds

8101 San Felipe Blvd, Austin, TX 78729

Northwest Austin

Built 2017 3 stories 179 units
5/5 ·52 reviews
$925 - $1,425 /month

Monthly Cost Breakdown at Urban North Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Urban North Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $938 – $1,438
Base Rent $925 – $1,425
Required Monthly Fees $0
Est. Renters Insurance $13/mo

What You Need to Know About Insurance at Urban North Apartments

Accepted Insurance Providers

Urban North Apartments accepts policies from these carriers — though most standard renters insurance companies will be fine. If you already have a policy, check if your carrier is on the list.

kin

What Affects Your Premium Here

Every building is different. These factors specific to Urban North Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Urban North Apartments based on the rent level and building features.

Personal Property Coverage

$30,000 recommended
Low: $15,000 High: $50,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Urban North Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Controlled access

Up to 3% off

Sprinkler system

Up to 5% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

Compare renters insurance quotes — it's free


Fees Beyond Rent

These are the extra charges Urban North Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$50

Administrative Fee

Charged per unit.

$150

Pets Fees

Dog Deposit

Charged per pet.

$100

Dog Fee

Charged per pet.

$2

Dog Rent

Charged per pet.

$20 / mo

Cat Deposit

Charged per pet.

$100

Cat Fee

Charged per pet.

$2

Cat Rent

Charged per pet.

$20 / mo

Allowed

Parking Fees

Parking Fee

Charged per vehicle.

$0.01 - $50 / mo

Garage Lot

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Urban North Apartments.

On-Site Security

Package service Controlled access Property manager on site Sprinklers Covered parking

Amenities

Special Features

Ceiling Fan Indoor Mail Center Quartz countertops Social Area with TV & Kitchenette Spacious Open Floor Plans Resort-Style Pool Faux Wood Flooring Full Size Washer & Dryer Connections Large Walk-in Closets Subway Tile Backsplash Brushed Nickel Hardware & Fixtures Ideal Neighborhood & Great Location Modern Kitchens with Islands Online Resident Portal 6 Outdoor Grilling Stations Indoor Kitchen/Bar Outdoor Covered Cabana & Gaming Area Spacious Clubroom WiFi Throughout Common Areas 11ft Ceilings* Conference Room Controlled Access Garage with Elevator Access Luxe Stainless Steel Appliances Modern Track Lighting and Pendant Lighting Valet Trash Service Large Soaking Garden Tubs Patio/Balcony

Community Features

Wi-Fi Maintenance on site Trash Pickup - Door to Door Recycling Online Services Elevator Clubhouse Lounge Multi Use Room Conference Rooms Sundeck Cabana Courtyard Grill Picnic Area Fitness Center Pool

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Cable Ready Storage Space Double Vanities Tub/Shower Sprinkler System Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Stainless Steel Appliances Pantry Island Kitchen Eat-in Kitchen Kitchen Microwave Quartz Countertops Hardwood Floors Vinyl Flooring Dining Room Office Views Walk-In Closets Linen Closet Window Coverings Balcony Patio Yard Lawn

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Urban North Apartments.

Grocery

  • H-E-B 4.3
  • Gandhi Bazar 4.5
  • Riata Market 4.0

Pharmacy

  • Walgreens Pharmacy 3.3
  • H-E-B Pharmacy 3.9
  • Liberty Pharmacy 3.7

Hospital

  • St. David's Emergency Center 4.7
  • Ascension Seton Northwest Emergency 4.3
  • St. David's North Austin Medical Center Emergency Room 4.1

Gym

  • SoLa CrossFit 4.8
  • Orangetheory Fitness 4.6
  • Life Time 4.0

Restaurant

  • Rose Gose 4.7
  • Breeze and Bites Mediterranean Kitchen 4.9
  • Sí Baby-Q 4.8

Park

  • Jellystone Park Austin North 4.4
  • Springwoods Park 4.7
  • Urban North Apartments 3.4

Bank

  • Austin Telco Federal Credit Union 3.7
  • Circle K ATM 4.7
  • HEB ATM

Gas

  • Circle K | Gas Station
  • Circle K 2.6
  • Circle K | Gas Station

Pet Policy

Bringing a pet? Here's what Urban North Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

  • Birds, Fish, and Reptiles Allowed
  • $100 Deposit
  • $20 Monthly Pet Rent
  • $2 Fee
  • 2 Pet Limit

About Urban North Apartments

Welcome to Urban North, where contemporary style and sophistication meets laid back luxury and comfort. The only urban, wrap-style apartment community in Northwest Austin. Bask in our sun-drenched, resort-style pool, lounge in our serene hammock garden, or break a sweat in our state of the art fitness facility and yoga studio. We are a pet-friendly community with no breed restrictions or weight limits, we even have an off-leash bark park! Check out all there is to do around Urban North including hot restaurants, fun nightlife, park areas, and shopping at The Domain, Arboretum, and Lakeline Mall. Cook dinner in your spacious gourmet kitchen and have a nightcap on your wrap-around balcony overlooking our beautiful pool and lushly landscaped courtyards, or soak in your large garden tub. The possibilities are endless when living at Urban North. Professionally managed by Willow Bridge, call us today to tour your new home!

Year Built: 2017
Stories: 3
Total Units: 179
Phone: (855) 975-1872

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Urban North Apartments require renters insurance?
We didn't find a public insurance requirement for Urban North Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Urban North Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). Urban North Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Urban North Apartments?
Plan for $938 to $1,438/month all-in. That's base rent ($925 - $1,425), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Urban North Apartments allow pets?
Yes, Urban North Apartments is pet-friendly. Here are the details: Birds, Fish, and Reptiles Allowed. $100 Deposit. $20 Monthly Pet Rent. $2 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Urban North Apartments offer?
There are 6 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $925 - $1,425. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

Get Renters Insurance for Urban North Apartments

See how much you could save on renters insurance

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.