Yugo Austin Waterloo Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 04, 2026

Thinking about renting at Yugo Austin Waterloo Apartments in Central Austin? With rent at $1,249 - $1,889 and renters insurance running about $12/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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2400 Seton Ave, Austin, TX 78705

Central Austin

Managed by Yugo Built 2022 30 stories 241 units
4/5 ·1 reviews
$1,249 - $1,889 /month

Monthly Cost Breakdown at Yugo Austin Waterloo Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Yugo Austin Waterloo Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,261 – $1,901
Base Rent $1,249 – $1,889
Required Monthly Fees $0
Est. Renters Insurance $12/mo

What You Need to Know About Insurance at Yugo Austin Waterloo Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Yugo Austin Waterloo Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$11

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Yugo Austin Waterloo Apartments based on the rent level and building features.

Personal Property Coverage

$40,000 recommended
Low: $20,000 High: $60,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Yugo Austin Waterloo Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget —
State Farm $12 $144 mid —
Progressive $13 $156 mid Yes
Safeco $13 $156 mid —
Travelers $14 $168 mid —
Allstate $15 $180 mid —
Nationwide $15 $180 mid —
Farmers $16 $192 premium —
Liberty Mutual $18 $216 premium —

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Sprinkler system

Up to 5% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Yugo Austin Waterloo Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$125

Administrative Fee

Charged per unit.

$275

Pets Fees

Pet Deposit

Max of 1. Charged per pet.

$150

Monthly Pet Fee

Max of 1. Charged per pet.

$35 / mo

Addons Fees

One-Time Pet Fee

Charged per unit.

$350 - $350

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Yugo Austin Waterloo Apartments.

On-Site Security

Property manager on site Gated Controlled access Sprinklers

Amenities

Special Features

Study Rooms Balconies in Select Units Courtesy Patrol Service Yoga Studio Barbecue Grills/Picnic Area Bike Racks Garbage Disposal Flat-Screen HDTV in Living Room In-unit washer and dryer

Community Features

Wi-Fi Maintenance on site 24 Hour Access Recycling Renters Insurance Program Planned Social Activities Key Fob Entry Elevator Business Center Roof Terrace Grill Picnic Area Fitness Center Hot Tub Sauna Pool

Floor Plan Amenities

Wi-Fi Washer/Dryer Air Conditioning Ceiling Fans Tub/Shower Fireplace Sprinkler System Dishwasher Disposal Kitchen Oven Refrigerator Family Room Views Furnished Balcony Grill

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Yugo Austin Waterloo Apartments.

Grocery

  • Whole Foods Market 4.5
  • H-E-B 4.5
  • Orange Market 2 4.3

Pharmacy

  • CVS Pharmacy 4.2
  • CVS 2.8
  • CVS Pharmacy 3.4

Hospital

  • Dell Seton Medical Center at The University of Texas - Emergency 4.1
  • Ascension Seton Medical Center Austin - Emergency 4.1
  • St. David's Medical Center Emergency Room 4.0

Gym

  • Orangetheory Fitness 4.8
  • SoLa CrossFit 4.8
  • Hyde Park Gym 4.8

Restaurant

  • Pita Fusion 4.5
  • Limegreen Southeast Asian Grill 4.8
  • Foodie's Kitchen 4.9

Park

  • Adams-Hemphill Neighborhood Park 4.4
  • Sparky Pocket Park 4.5
  • Shipe Neighborhood Park 4.5

Bank

  • Austin Telco Federal Credit Union 2.9
  • Chase Bank 3.9
  • Wells Fargo Bank 3.0

Gas

  • Shell 3.5
  • 7-Eleven Fuel
  • Exxon 3.5

Pet Policy

Bringing a pet? Here's what Yugo Austin Waterloo Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed

  • $150 Deposit
  • $35 Monthly Pet Rent
  • 25 lb Weight Limit
  • 1 Pet Limit
  • 10 lb Weight Limit

About Yugo Austin Waterloo Apartments

Visit Yugo Austin Waterloo. This property is situated in the West Campus Austin area of Austin. The leasing staff will assist you in finding your perfect new place. It's time to come home to Yugo Austin Waterloo. Contact us or stop in to schedule a tour.

Year Built: 2022
Stories: 30
Total Units: 241
Management: Yugo
Phone: (737) 277-2764

Other Options Nearby

Still weighing your choices? These communities are in the same part of Austin — with their own insurance costs and safety profiles worth comparing.

1883 at Montgomery House Student Living Apartments

Central Austin

$587 - $1,574 Ins: ~$13/mo

Cedar Street Flats Apartments

Central Austin

$1,250 Ins: ~$16/mo

Eastwood Apartments

Central Austin

$999 - $4,460 Ins: ~$16/mo

Grayson Apartments

Central Austin

$624 - $1,858 Ins: ~$13/mo

Lone Star Lofts

Central Austin

$875 - $3,600 Ins: ~$16/mo

Marq Uptown Apartments

Central Austin

$1,399 - $5,255 Ins: ~$12/mo

Frequently Asked Questions

Does Yugo Austin Waterloo Apartments require renters insurance?
We didn't find a public insurance requirement for Yugo Austin Waterloo Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Yugo Austin Waterloo Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). Yugo Austin Waterloo Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Yugo Austin Waterloo Apartments?
Plan for $1,261 to $1,901/month all-in. That's base rent ($1,249 - $1,889), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Yugo Austin Waterloo Apartments allow pets?
Yes, Yugo Austin Waterloo Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $150 Deposit. $35 Monthly Pet Rent. 25 lb Weight Limit. 1 Pet Limit. 10 lb Weight Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Yugo Austin Waterloo Apartments offer?
There are 9 floor plans to choose from, spanning 2-bedroom, 3-bedroom, 4-bedroom, 6-bedroom, studio layouts. Rent ranges from $1,249 - $1,889. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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