Appian Way Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Appian Way Apartments in North Richland Hills? Rent here runs $1,004 – $1,749, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

Get Renters Insurance for Appian Way Apartments

Compare renters insurance quotes in seconds

3325 Willowcrest Dr, North Richland Hills, TX 76117

North Richland Hills

Built 1974 3 stories 112 units
2.9/5 ·57 reviews Google
2 reviews Apt. Finder
$1,004 – $1,749 /month

Monthly Cost Breakdown at Appian Way Apartments

The listed rent isn't the whole number. Here's what Appian Way Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,121 – $1,866
Base Rent $1,004 – $1,749
Required Monthly Fees $101
Est. Renters Insurance $16/mo

Renters Insurance at Appian Way Apartments

We found a few insurance details on Appian Way Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Appian Way Apartments can push your insurance cost up or down:

Older Building

Built in 1974 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Vehicle Crime

1 mentions of car theft, vandalism, or break-ins in reviews

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 1814/100K (15% above national average)

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Appian Way Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$100,000 recommended

Standard minimum for most lease requirements in Texas

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Appian Way Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

Compare Quotes Free · No account required

Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for North Richland Hills.

North Richland Hills property crime rate

1,814

per 100K residents

15% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
195 / 200
Larceny / theft
1,471 / 1,172
Vehicle theft
148 / 206

U.S. average

Near-average property crime means insurance premiums in North Richland Hills track closely with national baselines.

Source: FBI UCR Program, North Richland Hills (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Water Damage Mentioned
Management Issues Mentioned
Pest Issues Mentioned
Slip/Fall Hazards Mentioned
Vehicle Crime Mentioned

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Appian Way Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Appian Way Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Trash Billing

Trash Billing Charged per unit.

$14 / mo

Property Liability Fee

Property Liability Fee Charged per unit.

$15 / mo

Valet Trash

Valet Trash Charged per unit.

$25 / mo

Extermination Fee

Extermination Fee Charged per unit.

$5 / mo

Administrative Fee

Administrative Fee (Non Refundable) Charged per unit.

$150

Application Fee

Application Fee Charged per applicant.

$60

Security Deposit Received

Security Deposit Charged per unit.

$100

Pets Fees

Pet Rent

Pet Rent - Dog Charged per pet.

$20

Pet Fee - One Time Only (Non-Refundable)

Pet Fee - Dog One Time Only (Non-Refundable) Dog Charged perpet.

$300

Parking Fees

Reserved Parking or Covered Parking or Parking sti

Additional Parking Pass - One Time Fee Charged per vehicle.

$25 / mo

Addons Fees

Cleaning Charges

Cleaning Charges Charged per unit.

$25

Damage Charges

Damage Charges Charged per unit.

$25

Extra Keys Or Lock Changes

Extra Keys Or Lock Changes Charged per unit.

$25

Trash Out

Trash Out Charged per unit.

$25

Situational Fees

Transfer Fees

Transfer Fees Charged per unit.

$100

Blinds - Damages / Repair / Replace

Blinds - Damages / Repair / Replace Charged per unit.

$25

Carpet - Damages / Repair / Replace

Carpet - Damages / Repair / Replace Charged per unit.

$25

Month To Month Charges

Month To Month Fee Charged per unit.

$300

Amenities

Special Features

Back Splash Rent Special 1

Community Features

Planned Social Activities

Floor Plan Amenities

High Speed Internet Access Smoke Free

Pet Policy

Bringing a pet? Here's what Appian Way Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

Pet policies are negotiable.

About Appian Way Apartments

Year Built: 1974
Stories: 3 stories
Units: 112
Phone: (817) 518-9631

From the property listing:

Come home to beautiful Appian Way apartment homes, where function and style can be yours. Situated in North Richland Hills, Texas, our community combines the conveniences of big city living with the warmth and charm of small-town life. Local eateries and fabulous shopping destinations are sprinkled throughout our welcoming neighborhood. With access to major freeways, the adventures that abound in Texas are at your fingertips.

Other Options Nearby

Still weighing your choices? These communities are in the same part of North Richland Hills — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Appian Way Apartments require renters insurance?
We found specific coverage details on Appian Way Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Appian Way Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at Appian Way Apartments?
Plan for $1,121 to $1,866/month all-in. That's base rent ($1,004 – $1,749), plus $101/month in required fees (trash, utilities, etc.), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Appian Way Apartments allow pets?
Pet policies at Appian Way Apartments are handled on a case-by-case basis — contact the leasing office for details.
How safe is the area around Appian Way Apartments?
Property crime in North Richland Hills sits near the national average — 1,814 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 195/100K here.
What floor plans does Appian Way Apartments offer?
There are 10 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,004 – $1,749. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

Get Renters Insurance for Appian Way Apartments

See how much you could save on renters insurance

Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.

Your privacy

We use cookies to run this site, measure how it's used, and support our advertising. See our Privacy Policy for details.