7800 Irish Dr, North Richland Hills, TX 76180
North Richland Hills
Renters Insurance at Davis Square Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Davis Square Apartments can push your insurance cost up or down:
Older Building
Built in 1984 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
Vehicle Crime
1 mentions of car theft, vandalism, or break-ins in reviews
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1814/100K (15% above national average)
What You'll Likely Pay
$15
Est. Monthly
$176
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Davis Square Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Texas
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Davis Square Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $15/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for North Richland Hills.
North Richland Hills property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in North Richland Hills track closely with national baselines. Davis Square Apartments also has on-site security features (Property manager on site) that insurers recognize with discounts.
Source: FBI UCR Program, North Richland Hills (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Davis Square Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Amenities
Community Features
Floor Plan Amenities
About Davis Square Apartments
From the property listing:
Meet your new place at Davis Plaza Apartments. These apartments are located on Irish Dr. in North Richland Hills. Make a visit to see the available floorplan options. This community offers you a top amenity package like balconies, wonderful views, and fireplaces. Stop by the leasing office to talk about your next apartment.
Other Options Nearby
Still weighing your choices? These communities are in the same part of North Richland Hills — compare rent and estimated insurance cost side by side.
26 at City Point Apartments
North Richland Hills
8500 Harwood Apartments
North Richland Hills
Appian Way Apartments
North Richland Hills
Cavalli at Iron Horse Station Apartments
North Richland Hills
Delegate at City Point Apartments
North Richland Hills
Diamond Loch Apartment Homes
North Richland Hills
Frequently Asked Questions
Does Davis Square Apartments require renters insurance?
How much is renters insurance at Davis Square Apartments?
How safe is the area around Davis Square Apartments?
What floor plans does Davis Square Apartments offer?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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