Cavalli at Iron Horse Station Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Cavalli at Iron Horse Station Apartments in North Richland Hills? Rent here runs $1,205 – $2,300, and renters insurance adds about $12/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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6490 Iron Horse Blvd, North Richland Hills, TX 76180

North Richland Hills

Managed by American Landmark Built 2021 4 stories 328 units
4.1/5 ·241 reviews Google
4/5 ·6 reviews Apt. Finder
$1,205 – $2,300 /month

Monthly Cost Breakdown at Cavalli at Iron Horse Station Apartments

The listed rent isn't the whole number. Here's what Cavalli at Iron Horse Station Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,217 – $2,312
Base Rent $1,205 – $2,300
Est. Renters Insurance $12/mo

Renters Insurance at Cavalli at Iron Horse Station Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Cavalli at Iron Horse Station Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

Theft Reports

3 mentions in Google reviews

FEMA Flood Zone

Zone X — minimal flood risk

FBI UCR

Property crime rate: 1814/100K (15% above national average)

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$11

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Cavalli at Iron Horse Station Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Cavalli at Iron Horse Station Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $11/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for North Richland Hills.

North Richland Hills property crime rate

1,814

per 100K residents

15% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
195 / 200
Larceny / theft
1,471 / 1,172
Vehicle theft
148 / 206

U.S. average

Near-average property crime means insurance premiums in North Richland Hills track closely with national baselines. Cavalli at Iron Horse Station Apartments also has on-site security features (Package service, Property manager on site, Gated, Controlled access, Package lockers, Covered parking, On site maintenance, Perimeter fencing) that insurers recognize with discounts.

Source: FBI UCR Program, North Richland Hills (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Noise Common topic
Theft Common topic
Pest Issues Mentioned
Maintenance Issues Mentioned
Fire Mentioned
Safety Concerns Mentioned
Slip/Fall Hazards Mentioned

On-Site Security

Package service Property manager on site Gated Controlled access Package lockers Covered parking On site maintenance Perimeter fencing

Flood Risk

Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Cavalli at Iron Horse Station Apartments.

FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk

Flood insurance optional but inexpensive in this zone.

Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.

Fees Beyond Rent

These are the additional charges beyond base rent at Cavalli at Iron Horse Station Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

Charged per applicant.

$75

Administrative Fee

Charged per unit.

$150

Pets Fees

One-Time Pet Fee

Max of 2. Charged per pet.

$300

Monthly Pet Fee

Max of 2. Charged per pet.

$25 / mo

Parking Fees

Parking Fee

Charged per vehicle.

$45 / mo

Parking Fee

Charged per vehicle.

$125 - $150 / mo

Parking Fee

Max of 30. Charged per vehicle.

$20 - $25 / mo

Covered

Reserved Open Parking Space

Other

Reserved Open Parking Space

Amenities

Special Features

Private Fenced Yards* Stainless Steel Kitchen Appliances Controlled Access Gates Covered Parking Available Full-size washer/dryer Parcel Pending Package Lockers Private Patios or Balconies Bark Park for your Furry Friends Electric Car Charging Stations Garden Tubs or Walk-In Showers Resident Picnic & BBQ Area USB Outlets* American Landmark 360 Resident Program Community Convenience Store** Exterior French Doors* In-Home Washer and Dryers* Resident Gameroom w/ Foosball Resident Lounge w/ WiFi Vinyl-Wood Plank Flooring 9 Ceilings w/ Custom Light Fixtures* Convenient 24/7 Online Resident Services Designer Cabinetry & Backsplash Modern Strength Training & Cardio Studio Onsite Storage Available Upgraded

Community Features

Pet Care Pet Play Area Lounge Cabana Grill Picnic Area Fitness Center Pool Bicycle Storage Gameroom

Floor Plan Amenities

Washer/Dryer Washer/Dryer Hookup Air Conditioning Ceiling Fans Tub/Shower Dishwasher Granite Countertops Stainless Steel Appliances Kitchen Oven Range Refrigerator Hardwood Floors Vinyl Flooring Vaulted Ceiling Patio Yard

Pet Policy

Bringing a pet? Here's what Cavalli at Iron Horse Station Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Cats and Dogs Allowed
$25 Monthly Pet Rent
$300 Fee
2 Pet Limit

About Cavalli at Iron Horse Station Apartments

Year Built: 2021
Stories: 4 stories
Units: 328
Management: American Landmark
Phone: (682) 452-1461

From the property listing:

Live in style. The Cavalli at Iron Horse Station Apartments offers an attractive selection of spacious one, two, and three-bedroom apartments that invite you to indulge in a lavish living experience. Conveniently located minutes from Interstate 820 and the TRE Iron Horse Station in North Richland Hills, the Cavalli provides a touch of luxury in the form of upscale community amenities such as a Fitness Center equipped with state-of-the-art cardio and strength training machines, a relaxing Yoga Studio, and Well Beats virtual fitness classes, a Community Game Room with pool tables, dart boards…

Other Options Nearby

Still weighing your choices? These communities are in the same part of North Richland Hills — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Cavalli at Iron Horse Station Apartments require renters insurance?
We didn't find a public insurance requirement for Cavalli at Iron Horse Station Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Cavalli at Iron Horse Station Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). Cavalli at Iron Horse Station Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Cavalli at Iron Horse Station Apartments?
Plan for $1,217 to $2,312/month all-in. That's base rent ($1,205 – $2,300), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Cavalli at Iron Horse Station Apartments allow pets?
Yes, Cavalli at Iron Horse Station Apartments is pet-friendly. Here are the details: Cats and Dogs Allowed. $25 Monthly Pet Rent. $300 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Cavalli at Iron Horse Station Apartments?
Property crime in North Richland Hills sits near the national average — 1,814 per 100,000 residents versus 1,578 nationwide. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 195/100K here. On the property itself, you'll find package service, property manager on site, gated, controlled access — features that can qualify for premium discounts.
What floor plans does Cavalli at Iron Horse Station Apartments offer?
There are 10 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom, studio layouts. Rent ranges from $1,205 – $2,300. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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