4421 Florence Ave, North Richland Hills, TX 76180
North Richland Hills
Monthly Cost Breakdown at Delegate at City Point Apartments
The listed rent isn't the whole number. Here's what Delegate at City Point Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Delegate at City Point Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Delegate at City Point Apartments can push your insurance cost up or down:
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Dog-Friendly
Dogs allowed — consider higher liability coverage
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1814/100K (15% above national average)
What You'll Likely Pay
$12
Est. Monthly
$147
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Delegate at City Point Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Delegate at City Point Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $12/mo
5 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for North Richland Hills.
North Richland Hills property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in North Richland Hills track closely with national baselines. Delegate at City Point Apartments also has on-site security features (Package service, Controlled access, Concierge, Doorman, Covered parking) that insurers recognize with discounts.
Source: FBI UCR Program, North Richland Hills (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Delegate at City Point Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Delegate at City Point Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee
Application Fee description Charged per applicant.
Administrative Fees
Administrative Fees Charged per unit.
Administration Fee
Administration Fee description Charged per unit.
Pets Fees
Pet Fees Or Charges
Pet Fee - Dog Charged per pet.
Parking Fees
Parking Fee
Charged per vehicle.
Parking Fee
Charged per vehicle.
Carport - Parking
Carport - Parking Charged per vehicle.
Breezeway Garage - Parking
Breezeway Garage - Parking Charged per vehicle.
Level 1 Covered - Parking
Level 1 Covered - Parking Charged per vehicle.
Situational Fees
Month To Month Charges
Month to Month Charged per unit.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Delegate at City Point Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Delegate at City Point Apartments
From the property listing:
Welcome to The Delegate at City Point, the perfect destination for those seeking apartments in North Richland Hills, TX. Our community is designed to provide comfort and convenience with a wide range of amenities that cater to your lifestyle. Enjoy the ease of our Spruce housekeeping and dog walking service, electric vehicle charging stations, and the availability of carports and garage parking. With a dog park and outdoor entertaining spaces featuring fire pits and grills, you and your furry friends can enjoy the fresh air and make lasting memories.
Other Options Nearby
Still weighing your choices? These communities are in the same part of North Richland Hills — compare rent and estimated insurance cost side by side.
26 at City Point Apartments
North Richland Hills
8500 Harwood Apartments
North Richland Hills
Appian Way Apartments
North Richland Hills
Cavalli at Iron Horse Station Apartments
North Richland Hills
Davis Square Apartments
North Richland Hills
Diamond Loch Apartment Homes
North Richland Hills
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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