Houston, TX

Allora New Forest Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Allora New Forest Apartments in Lake Houston Area? Rent here runs $1,142 – $4,235, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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7110 New Forest Pky, Houston, TX 77049

Lake Houston Area

Managed by Avenue5 Residential Built 2023 3 stories 378 units
4/5 ·126 reviews Google
4/5 ·3 reviews Apt. Finder
$1,142 – $4,235 /month

Monthly Cost Breakdown at Allora New Forest Apartments

The listed rent isn't the whole number. Here's what Allora New Forest Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,395 – $4,488
Base Rent $1,142 – $4,235
Required Monthly Fees $240
Est. Renters Insurance $13/mo

Renters Insurance at Allora New Forest Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Allora New Forest Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FBI UCR

Property crime rate: 4013/100K (154% above national average)

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Allora New Forest Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Allora New Forest Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Houston.

Houston property crime rate

4,013

per 100K residents

154% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
530 / 200
Larceny / theft
2,927 / 1,172
Vehicle theft
555 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Allora New Forest Apartments also has on-site security features (Package service, Controlled access, Property manager on site, Gated) that insurers recognize with discounts.

Source: FBI UCR Program, Houston (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Frequent topic
Pest Issues Mentioned
Fire Mentioned
Noise Mentioned

On-Site Security

Package service Controlled access Property manager on site Gated

Fees Beyond Rent

These are the additional charges beyond base rent at Allora New Forest Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

High Speed Internet Access

$60 / mo

Application Fee Per Applicant

$50

Administrative Fee

$150

Pets Fees

Pet Fee

$300

Monthly Pet Fee

$25 / mo

Parking Fees

Parking Fee

$160 / mo

Parking Fee

$60 / mo

Amenities

Special Features

BBQ/Picnic Area Bike storage area with a repair station Courtyards with grilling stations and seating Full-size washers and dryers in every home Spacious walk-in closets in every home Wood-vinyl plank flooring throughout every home

Community Features

Maintenance on site Pet Play Area Car Charging Station Wheelchair Accessible Business Center Clubhouse Courtyard Grill Picnic Area Fitness Center Pool Bicycle Storage

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Air Conditioning Ceiling Fans Double Vanities Tub/Shower Wheelchair Accessible (Rooms) Dishwasher Disposal Granite Countertops Stainless Steel Appliances Microwave Oven Range Refrigerator Hardwood Floors Vinyl Flooring Walk-In Closets

Pet Policy

Bringing a pet? Here's what Allora New Forest Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed
$25 Monthly Pet Rent
$300 Fee
2 Pet Limit

About Allora New Forest Apartments

Year Built: 2023
Stories: 3 stories
Units: 378
Management: Avenue5 Residential
Phone: (832) 365-4852

From the property listing:

Allora New Forest is a thoughtfully designed and socially engaging community with refined design features, open-concept floor plans, upscale amenities, and a location that puts you close to everywhere you want to be.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Allora New Forest Apartments require renters insurance?
We didn't find a public insurance requirement for Allora New Forest Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Allora New Forest Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). Allora New Forest Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Allora New Forest Apartments?
Plan for $1,395 to $4,488/month all-in. That's base rent ($1,142 – $4,235), plus $240/month in required fees (trash, utilities, etc.), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Allora New Forest Apartments allow pets?
Yes, Allora New Forest Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $25 Monthly Pet Rent. $300 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Allora New Forest Apartments?
Property crime in Houston runs noticeably higher than the national average — 4,013 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 530/100K here. On the property itself, you'll find package service, controlled access, property manager on site, gated — features that can qualify for premium discounts.
What floor plans does Allora New Forest Apartments offer?
There are 15 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,142 – $4,235. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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