Houston, TX

Lakecrest Village Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Lakecrest Village Apartments in Lake Houston Area? Rent here runs $962 – $1,626, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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9393 Tidwell Rd, Houston, TX 77078

Lake Houston Area

Built 1999 2 stories 224 units
3.8/5 ·209 reviews Google
4/5 ·4 reviews Apt. Finder
$962 – $1,626 /month

Monthly Cost Breakdown at Lakecrest Village Apartments

The listed rent isn't the whole number. Here's what Lakecrest Village Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $977 – $1,641
Base Rent $962 – $1,626
Est. Renters Insurance $15/mo

Renters Insurance at Lakecrest Village Apartments

We found a few insurance details on Lakecrest Village Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Lakecrest Village Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

Theft Reports

2 mentions in Google reviews

FBI UCR

Property crime rate: 4013/100K (154% above national average)

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Lakecrest Village Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Lakecrest Village Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $14/mo

5 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Houston.

Houston property crime rate

4,013

per 100K residents

154% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
530 / 200
Larceny / theft
2,927 / 1,172
Vehicle theft
555 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Lakecrest Village Apartments also has on-site security features (Controlled access, Property manager on site, On site maintenance) that insurers recognize with discounts.

Source: FBI UCR Program, Houston (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Theft Mentioned
Pest Issues Mentioned
Maintenance Issues Mentioned

On-Site Security

Controlled access Property manager on site On site maintenance

Fees Beyond Rent

These are the additional charges beyond base rent at Lakecrest Village Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$17

Pets Fees

Cat Deposit

$250

Cat Fee

$250

Dog Deposit

$250

Dog Fee

$250

Amenities

Special Features

Designer Lighting Package Gated Controlled Access Community Entrance System New Outdoor Playground Area Open Floor Plans Pet-Friendly Community Full-size washer and dryer High-speed internet and cable ready Individually Controlled Hot Water System Outdoor Swimming Pool Summer programs 2, 3 and 4 bedroom homes Off street parking Online Payments Available After school enrichment program Fully-Equipped Kitchen Appliance Package Large Bedrooms with Roomy Closet(s) Resident support resources Minutes from Downtown Houston On-Site Bus Shelter Private Patio Area 24-Hour Emergency Maintenance Service Ceiling Fans Throughout Close to Public Transportation Newly Renovated Community Clubhouse Professional On-Site Management Team

Community Features

Maintenance on site Recycling Online Services Clubhouse Lounge Walk-Up Courtyard Grill Picnic Area Fitness Center Pool Playground Bicycle Storage

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Tub/Shower Dishwasher Disposal Granite Countertops Kitchen Oven Range Refrigerator Freezer Hardwood Floors Carpet Vinyl Flooring Walk-In Closets Window Coverings Large Bedrooms Patio

Pet Policy

Bringing a pet? Here's what Lakecrest Village Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed
$250 Deposit
$250 Fee
25 lb Weight Limit
2 Pet Limit

About Lakecrest Village Apartments

Year Built: 1999
Stories: 2 stories
Units: 224
Phone: (346) 201-4384

From the property listing:

Welcome home to better living. Lakecrest Village offers beautifully renovated 2, 3 & 4 bedroom apartment homes thoughtfully designed with you and yours in mind. Each home features a full-size washer and dryer, open and spacious floor plans and the convenience of living near all of the numerous shopping, dining and entertainment options of downtown Houston. *Lakecrest Village participates in an affordable housing program. Household income & student status limitations apply. Please call for details.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Lakecrest Village Apartments require renters insurance?
We found specific coverage details on Lakecrest Village Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Lakecrest Village Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Lakecrest Village Apartments has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Lakecrest Village Apartments?
Plan for $977 to $1,641/month all-in. That's base rent ($962 – $1,626), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Lakecrest Village Apartments allow pets?
Yes, Lakecrest Village Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $250 Deposit. $250 Fee. 25 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Lakecrest Village Apartments?
Property crime in Houston runs noticeably higher than the national average — 4,013 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 530/100K here. On the property itself, you'll find controlled access, property manager on site, on site maintenance — features that can qualify for premium discounts.
What floor plans does Lakecrest Village Apartments offer?
There are 3 floor plans to choose from, spanning 2-bedroom, 3-bedroom, 4-bedroom layouts. Rent ranges from $962 – $1,626. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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