Humble, TX

Ellery Lane Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Ellery Lane Apartments in Lake Houston Area? Rent here runs $1,625 – $2,325, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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17260 W Lake Houston Pky, Humble, TX 77346

Lake Houston Area

Built 2026 2 stories 162 units
4/5 ·3 reviews Google
Apt. Finder
$1,625 – $2,325 /month

Monthly Cost Breakdown at Ellery Lane Apartments

The listed rent isn't the whole number. Here's what Ellery Lane Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,638 – $2,338
Base Rent $1,625 – $2,325
Est. Renters Insurance $13/mo

Renters Insurance at Ellery Lane Apartments

We found a few insurance details on Ellery Lane Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Ellery Lane Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

FBI UCR

Property crime rate: 9231/100K (485% above national average)

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Ellery Lane Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Ellery Lane Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Humble.

Humble property crime rate

9,231

per 100K residents

485% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
740 / 200
Larceny / theft
7,533 / 1,172
Vehicle theft
958 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Ellery Lane Apartments also has on-site security features (Package service) that insurers recognize with discounts.

Source: FBI UCR Program, Humble (2024-12 to 2025-11)

On-Site Security

Package service

Fees Beyond Rent

These are the additional charges beyond base rent at Ellery Lane Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Pets Fees

Monthly Pet Fee

$30 / mo

One-Time Pet Fee

$350

Amenities

Special Features

Coffee Bar Community Resident Events Full Size Dryer / Washer Gas Stoves Private Back Yard Reserved Parking Available Spacious Walk in Closet(s) Valet Trash Service

Community Features

Clubhouse Courtyard Fitness Center Pool

Floor Plan Amenities

Air Conditioning Dishwasher Granite Countertops Stainless Steel Appliances Island Kitchen Microwave Range Refrigerator Hardwood Floors

Pet Policy

Bringing a pet? Here's what Ellery Lane Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed
$30 Monthly Pet Rent
$350 Fee
2 Pet Limit

About Ellery Lane Apartments

Year Built: 2026
Stories: 2 stories
Units: 162
Phone: (832) 924-5981

From the property listing:

Thanks for visiting Atascocita BTR in Humble, TX. The 17260 W Lake Houston Pky location in the Lake Houston neighborhood of Humble is convenient to everything. From amenities to floor plan options, the leasing staff is excited to help you find the best floor plan for your lifestyle. Choose from 1 to 3 bedroom floor plans, then call for current pricing. Contact us today to schedule a tour and make your move to Atascocita BTR.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Humble — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Ellery Lane Apartments require renters insurance?
We found specific coverage details on Ellery Lane Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Ellery Lane Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Ellery Lane Apartments?
Plan for $1,638 to $2,338/month all-in. That's base rent ($1,625 – $2,325), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Ellery Lane Apartments allow pets?
Yes, Ellery Lane Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $30 Monthly Pet Rent. $350 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Ellery Lane Apartments?
Property crime in Humble runs noticeably higher than the national average — 9,231 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 740/100K here. On the property itself, you'll find package service — features that can qualify for premium discounts.
What floor plans does Ellery Lane Apartments offer?
There are 4 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,625 – $2,325. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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