17417 W Lake Houston Pky, Humble, TX 77346
Lake Houston Area
Monthly Cost Breakdown at Harper Lake Houston Apartments
The listed rent isn't the whole number. Here's what Harper Lake Houston Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Harper Lake Houston Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Harper Lake Houston Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
Dog-Friendly
Dogs allowed — consider higher liability coverage
Water/Leak Issues
10 mentions in Google reviews
FBI UCR
Property crime rate: 9231/100K (485% above national average)
What You'll Likely Pay
$13
Est. Monthly
$155
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Harper Lake Houston Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Harper Lake Houston Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $13/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Humble.
Humble property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area.
Source: FBI UCR Program, Humble (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
Fees Beyond Rent
These are the additional charges beyond base rent at Harper Lake Houston Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Administrative Fee
Pets Fees
One-Time Pet Fee
Parking Fees
Parking Fee
Parking Fee
Amenities
Special Features
Community Features
Floor Plan Amenities
What's Within Reach
Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Harper Lake Houston Apartments.
Pharmacy
- CVS Pharmacy 4.2
- CVS Pharmacy 4.0
- CVS 2.7
Hospital
- Memorial Hermann Northeast Hospital 2.5
- HCA Houston ER 24/7 - Atascocita 4.9
- Family First ER: Atascocita Emergency Room 4.8
Gym
- Houston Gym 4.6
- Anytime Fitness 4.8
- Life Time 4.1
Restaurant
- Cafe Petra Greek & Lebanese Restaurant 4.9
- Nara Thai 4.4
- Di Maria 4.7
Gas
- Exxon 4.0
- Breeze market 3.8
- Mobil 2.5
Pet Policy
Bringing a pet? Here's what Harper Lake Houston Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Harper Lake Houston Apartments
From the property listing:
Our one- and two-bedroom residences feature refined details such as stainless-steel appliances, custom wood shelving, spacious walk-in closets, and in-home washer and dryer sets. Select homes include private garages for added convenience.Beyond your front door, resort-style amenities invite relaxation and connection. Enjoy the infinity-edge pool, gather by the fire pit at sunset, or explore the scenic trails and open spaces nearby. Blending comfort, style, and a sense of sanctuary, Harper Lake Houston is where nature and modern living come beautifully together.
Other Options Nearby
Still weighing your choices? These communities are in the same part of Humble — compare rent and estimated insurance cost side by side.
Allora New Forest Apartments
Lake Houston Area
Dover Pointe Apartments
Lake Houston Area
Ellery Lane Apartments
Lake Houston Area
King's Preserve at Kingwood Apartments
Lake Houston Area
Kings Cove Apartments
Lake Houston Area
Lakecrest Village Apartments
Lake Houston Area
Frequently Asked Questions
Does Harper Lake Houston Apartments require renters insurance?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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