Kingwood, TX

King's Preserve at Kingwood Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at King's Preserve at Kingwood Apartments in Lake Houston Area? Rent here runs $974 – $1,424, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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929 Rockmead Dr, Kingwood, TX 77339

Lake Houston Area

Managed by Herron Property Management Built 2000 3 stories 120 units
4.2/5 ·73 reviews Google
Apt. Finder
$974 – $1,424 /month

Monthly Cost Breakdown at King's Preserve at Kingwood Apartments

The listed rent isn't the whole number. Here's what King's Preserve at Kingwood Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $987 – $1,437
Base Rent $974 – $1,424
Est. Renters Insurance $13/mo

Renters Insurance at King's Preserve at Kingwood Apartments

We found a few insurance details on King's Preserve at Kingwood Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
Listed carriers
Kin
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to King's Preserve at Kingwood Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$13

Est. Monthly

$151

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for King's Preserve at Kingwood Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near King's Preserve at Kingwood Apartments:

Carrier Monthly Annual
Lemonade $7/mo $86/yr
USAA $8/mo $97/yr
State Farm $11/mo $130/yr
Progressive $12/mo $140/yr
Safeco $12/mo $140/yr
Travelers $13/mo $151/yr
Allstate $14/mo $162/yr
Nationwide $14/mo $162/yr
Farmers $14/mo $173/yr
Liberty Mutual $16/mo $194/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Kingwood.

On-Site Security

Property manager on site

Fees Beyond Rent

These are the additional charges beyond base rent at King's Preserve at Kingwood Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Allocated Utilities monthly

Electric, Water/Sewer/Waterwaste, Gas are all allocated utilities charged to the resident monthly.

Varies

Application Fee Per Applicant

$50

Administration Fee Non Refundable

$250

One time Community Fee

$300

Amenities

Special Features

Active 55+ Community ADA Compliant Apartments* Breakfast Bar Community Room Courtyard and Outdoor Space Library On-Site Beauty/Barber Shop Open Concept with Natural Lighting Resident Services Coordinator Spacious Floorplans Theater Vibrant Socials, Games, and Activities Walk-In Showers with Built-In Seats

Community Features

Community-Wide WiFi Wi-Fi Laundry Facilities Maintenance on site On-Site Retail Planned Social Activities Wheelchair Accessible Elevator Business Center Clubhouse Lounge Storage Space Conference Rooms Sundeck Courtyard Grill Picnic Area Fitness Center

Floor Plan Amenities

High Speed Internet Access Wi-Fi Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Storage Space Tub/Shower Handrails Disposal Ice Maker Granite Countertops Island Kitchen Kitchen Oven Range Refrigerator Freezer Breakfast Nook Instant Hot Water Carpet Vinyl Flooring High Ceilings Crown Molding Balcony Patio Porch

Pet Policy

Bringing a pet? Here's what King's Preserve at Kingwood Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed
150 lb Weight Limit
2 Pet Limit

About King's Preserve at Kingwood Apartments

Year Built: 2000
Stories: 3 stories
Units: 120
Management: Herron Property Management
Phone: (346) 598-5468

From the property listing:

Welcome home to King's Preserve at Kingwood, an exceptional active 55+ living community in Kingwood, TX. At King's Preserve at Kingwood each home is thoughtfully designed and combined with outstanding amenities to maintain your active lifestyle.

Other Options Nearby

Still weighing your choices? These communities are in the same part of Kingwood — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does King's Preserve at Kingwood Apartments require renters insurance?
We found specific coverage details on King's Preserve at Kingwood Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at King's Preserve at Kingwood Apartments?
For this zip code and building type, expect to pay around $13/month ($151/year). For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at King's Preserve at Kingwood Apartments?
Plan for $987 to $1,437/month all-in. That's base rent ($974 – $1,424), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does King's Preserve at Kingwood Apartments allow pets?
Yes, King's Preserve at Kingwood Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. 150 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does King's Preserve at Kingwood Apartments offer?
There are 6 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $974 – $1,424. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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