Ascent at CityCentre Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 29, 2026

Thinking about renting at Ascent at CityCentre Apartments in Memorial City? With rent at $1,439 - $7,343 and renters insurance running about $13/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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801 Town Blvd, Houston, TX 77024

Memorial City

Built 2014 6 stories 160 units
5/5 ·7 reviews
$1,439 - $7,343 /month

Monthly Cost Breakdown at Ascent at CityCentre Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Ascent at CityCentre Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $1,452 – $7,356
Base Rent $1,439 – $7,343
Required Monthly Fees $0
Est. Renters Insurance $13/mo

What You Need to Know About Insurance at Ascent at CityCentre Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Ascent at CityCentre Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$13

Est. Monthly

$160

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Ascent at CityCentre Apartments based on the rent level and building features.

Personal Property Coverage

$75,000 recommended
Low: $40,000 High: $100,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Ascent at CityCentre Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Gated community

Up to 5% off

Controlled access

Up to 3% off

Sprinkler system

Up to 5% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Ascent at CityCentre Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Pets Fees

Cat Deposit

$250

Cat Fee

$250

Dog Deposit

$250

Dog Fee

$250

Cat Rent

$20 / mo

Dog Rent

$20 / mo

Parking Fees

Parking Fee

$0.01 - $55 / mo

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Ascent at CityCentre Apartments.

On-Site Security

Package service Controlled access Property manager on site Gated Sprinklers Covered parking

Amenities

Special Features

Built-In Desk with Shelving* Central Heating and Air Conditioning Controlled access parking garage Convection oven and warming drawers* Custom cabinetry Electric car charging station Framed bathroom vanity mirrors Full-Sized Washer and Dryer Hardwood flooring Kitchen Island* Lighted Ceiling Fans Linear Glass Tile Backsplash Outdoor Balcony Living Area* Oversized Closets Oversized Soaking Tub * Pet Friendly: Puppies and Kittens Welcome Poolside Grills and Dining Private Flex Conference or Dining Room Share the Air: smoke-free community Shower with European Frameless Door* Side-by-Side Refrigerator with Water Dispenser* Stainless Steel Undermount Sink

Community Features

Wi-Fi Maintenance on site 24 Hour Access Recycling Renters Insurance Program Guest Apartment Pet Play Area Car Charging Station Elevator Business Center Clubhouse Lounge Storage Space Disposal Chutes Conference Rooms Corporate Suites Grill Fitness Center Pool

Floor Plan Amenities

High Speed Internet Access Air Conditioning Ceiling Fans Smoke Free Cable Ready Tub/Shower Sprinkler System Stainless Steel Appliances Island Kitchen Kitchen Oven Range Refrigerator Warming Drawer Hardwood Floors Dining Room Window Coverings Balcony

Pet Policy

Bringing a pet? Here's what Ascent at CityCentre Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $250 Deposit
  • $20 Monthly Pet Rent
  • $250 Fee

About Ascent at CityCentre Apartments

Rising to a new level of distinction, Ascent at CityCentre offers spacious residences and a luxurious package of modern amenities to please even the most discriminating home dweller. Residences range from one-bedroom apartments to staggering penthouses and offer thoughtful amenities like hardwood flooring, full size washer and dryers and built-in wine refrigerators. Plus, with exclusive access to the state-of-the-art fitness center, expansive clubroom and resort-style swimming pool, our residents have every luxury at their fingertips.

Year Built: 2014
Stories: 6
Total Units: 160
Phone: (832) 391-5780

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Ascent at CityCentre Apartments require renters insurance?
We didn't find a public insurance requirement for Ascent at CityCentre Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Ascent at CityCentre Apartments?
For this zip code and building type, expect to pay around $13/month ($160/year). Ascent at CityCentre Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Ascent at CityCentre Apartments?
Plan for $1,452 to $7,356/month all-in. That's base rent ($1,439 - $7,343), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Ascent at CityCentre Apartments allow pets?
Yes, Ascent at CityCentre Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $250 Deposit. $20 Monthly Pet Rent. $250 Fee. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Ascent at CityCentre Apartments offer?
There are 16 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,439 - $7,343. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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