The Fountains at Memorial City Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 29, 2026

Thinking about renting at The Fountains at Memorial City Apartments in Memorial City? With rent at $2,120 - $8,525 and renters insurance running about $13/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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9870 Gaylord Dr, Houston, TX 77024

Memorial City

Built 2010 13 stories 115 units
5/5 ·38 reviews
$2,120 - $8,525 /month

Monthly Cost Breakdown at The Fountains at Memorial City Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at The Fountains at Memorial City Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $2,133 – $8,538
Base Rent $2,120 – $8,525
Required Monthly Fees $0
Est. Renters Insurance $13/mo

What You Need to Know About Insurance at The Fountains at Memorial City Apartments

What Affects Your Premium Here

Every building is different. These factors specific to The Fountains at Memorial City Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$13

Est. Monthly

$160

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Fountains at Memorial City Apartments based on the rent level and building features.

Personal Property Coverage

$75,000 recommended
Low: $40,000 High: $100,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Fountains at Memorial City Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges The Fountains at Memorial City Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Application Fee Per Applicant

$100

Administrative Fee

$250

Pets Fees

Pet Deposit

$1,000

Monthly Pet Fee

$30 / mo

One-Time Pet Fee

$500

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around The Fountains at Memorial City Apartments.

On-Site Security

Concierge Doorman

Amenities

Special Features

10' to 11' Ceilings Built-In Bookshelves Built-in Bookshelves & Computer Desks Car Wash, Monthly Resident Events Cinerous Closets Courtesy Car Service within a 5 miles! Custom Frames Vanity Mirror Designer Kitchens Dual Vanities Extra Deep Pot and Pan Drawers Gorgeous natural lighting Gorgeous Tree Line Views Granite and Marble Finishes Grocery Delivery Hardwood and Tile Flooring Hardwood Floors Heated Pool, private access to Mall Huge Closet! Kitchen Islands with Cooktops Large Luxury Baths Lots of natural lighting Luxury Baths New Amenity Center Coming Soon! New/Renovated Interior Open kitchen Other Pendant Accent Lighting Private Patio/Balcony in Every Unit Reserved Parking Self Cleaning Oven Self-Cleaning Oven Sky walk to Memorial City Mall Skyline View 4th Floor Solar Shades Solid Wood Custom Cabinetry Spacious Layouts Stainless steel appliances Stainless Steel Whirlpool Appliances Stunning Penthouse Homes Available Tree line views

Community Features

Maintenance on site Online Services Car Wash Area Wheelchair Accessible Business Center Clubhouse Breakfast/Coffee Concierge Roof Terrace Grill Picnic Area Fitness Center Pool Bicycle Storage

Floor Plan Amenities

Washer/Dryer Air Conditioning Heating Ceiling Fans Cable Ready Storage Space Framed Mirrors Wheelchair Accessible (Rooms) Dishwasher Disposal Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Kitchen Microwave Oven Range Refrigerator Hardwood Floors Tile Floors Dining Room Built-In Bookshelves Crown Molding Walk-In Closets Balcony

Pet Policy

Bringing a pet? Here's what The Fountains at Memorial City Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $1,000 Deposit
  • $20 Monthly Pet Rent
  • $500 Fee
  • 99 lb Weight Limit
  • 2 Pet Limit

About The Fountains at Memorial City Apartments

The Fountains at Memorial city is Ideally located off of Bunker Hill and I10 Katy Freeway in the prestigious Memorial City area. The high-rise community is nestled at 9870 Gaylord Drive, and offers a lifestyle of unparalleled luxury and the perfect location. With our world-class amenities, our superb selection of unique designs and our focus on premier resident service, you will find this world to be truly inspirational. Gorgeous accents. Smart designs. Wide-open floor plans. Stunning views and rooftop pool. No detail has been forgotten.

Year Built: 2010
Stories: 13
Total Units: 115
Phone: (346) 706-7801

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does The Fountains at Memorial City Apartments require renters insurance?
We didn't find a public insurance requirement for The Fountains at Memorial City Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Fountains at Memorial City Apartments?
For this zip code and building type, expect to pay around $13/month ($160/year). The Fountains at Memorial City Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at The Fountains at Memorial City Apartments?
Plan for $2,133 to $8,538/month all-in. That's base rent ($2,120 - $8,525), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does The Fountains at Memorial City Apartments allow pets?
Yes, The Fountains at Memorial City Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $1,000 Deposit. $20 Monthly Pet Rent. $500 Fee. 99 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does The Fountains at Memorial City Apartments offer?
There are 29 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $2,120 - $8,525. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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