Memorial City Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 29, 2026

Thinking about renting at Memorial City Apartments in Memorial City? With rent at $762 - $3,231 and renters insurance running about $16/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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872 Bettina Ct, Houston, TX 77024

Memorial City

Built 1967 2 stories 419 units
4/5 ·93 reviews
$762 - $3,231 /month

Monthly Cost Breakdown at Memorial City Apartments

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at Memorial City Apartments is higher than the sticker price. Here's the full picture.

Total Monthly Cost $938 – $3,407
Base Rent $762 – $3,231
Required Monthly Fees $160
Est. Renters Insurance $16/mo

What You Need to Know About Insurance at Memorial City Apartments

Accepted Insurance Providers

Memorial City Apartments accepts policies from these carriers — though most standard renters insurance companies will be fine. If you already have a policy, check if your carrier is on the list.

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What Affects Your Premium Here

Every building is different. These factors specific to Memorial City Apartments can push your insurance cost up or down:

Older Building

Built in 1967 — older plumbing/electrical may increase risk

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

NeighborhoodScout

Safer than only 1% of US cities

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$16

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Memorial City Apartments based on the rent level and building features.

Personal Property Coverage

$50,000 recommended
Low: $30,000 High: $75,000

Liability Coverage

$300,000 $300,000

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Memorial City Apartments:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget
State Farm $12 $144 mid
Progressive $13 $156 mid Yes
Safeco $13 $156 mid
Travelers $14 $168 mid
Allstate $15 $180 mid
Nationwide $15 $180 mid
Farmers $16 $192 premium
Liberty Mutual $18 $216 premium

Discounts You May Qualify For

Controlled access

Up to 3% off

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Fees Beyond Rent

These are the extra charges Memorial City Apartments tacks on top of base rent. Some are monthly, some are one-time — but they all affect your budget.

Required Fees

Residence service fee

Trash Pest control Gas Liability Insurance

$40 / mo

Application Fee Per Applicant

$60

Administrative Fee

$100

Pets Fees

Pet Deposit

$150

Monthly Pet Fee

$10 / mo

One-Time Pet Fee

$250

Safety & Security

The neighborhood around your apartment directly affects your renters insurance rate — carriers charge more in higher-crime zip codes and less where theft and property damage are rare. Here's what the data says about the area around Memorial City Apartments.

1%

Houston overall is safer than only 1% of U.S. cities

This is a city-wide stat — your actual neighborhood may differ. The good news: Memorial City Apartments has on-site security features (Controlled access) that insurers recognize with premium discounts.

On-Site Security

Controlled access

Amenities

Special Features

2 Inch Blinds Chef Inspired Kitchens Granite Counters Spacious 1-, 2- & 3-Bedroom Floor Plans White Shaker Cabinetry with White Appliances Zoned for Top-Rated Spring Branch Schools

Community Features

Laundry Facilities Courtyard Fitness Center Pool Playground

Floor Plan Amenities

Air Conditioning Heating Ceiling Fans Tub/Shower Dishwasher Stainless Steel Appliances Kitchen Oven Range Refrigerator Freezer Walk-In Closets Window Coverings Large Bedrooms Balcony Patio

Pet Policy

Bringing a pet? Here's what Memorial City Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $150 Deposit
  • $10 Monthly Pet Rent
  • $250 Fee
  • 99 lb Weight Limit
  • 2 Pet Limit

About Memorial City Apartments

Welcome to Memorial Fountain Apartments, where the charm of rural Houston meets affordable luxury. Our 1-3 bedroom floor plans offer a range of options, each featuring thoughtful amenities like private patios/balconies, stainless steel appliances, and spacious closets. Enjoy the convenience of on-site laundry facilities and the peace of mind provided by controlled access.

Year Built: 1967
Stories: 2
Total Units: 419
Phone: (346) 456-4846

Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — with their own insurance costs and safety profiles worth comparing.

Frequently Asked Questions

Does Memorial City Apartments require renters insurance?
We didn't find a public insurance requirement for Memorial City Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Memorial City Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). Memorial City Apartments has security features that qualify for discounts — with those applied, you could pay as little as $16/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Memorial City Apartments?
Plan for $938 to $3,407/month all-in. That's base rent ($762 - $3,231), plus $160/month in required fees (trash, utilities, etc.), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Memorial City Apartments allow pets?
Yes, Memorial City Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $150 Deposit. $10 Monthly Pet Rent. $250 Fee. 99 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Memorial City Apartments offer?
There are 12 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $762 - $3,231. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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