Botanic Living Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Botanic Living Apartments in Spring? Rent here runs $1,391 – $2,307, and renters insurance adds about $12/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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20525 Holzwarth Rd, Spring, TX 77388

Spring

Managed by BSR Real Estate Investment Trust Built 2023 4 stories 288 units
4.9/5 ·68 reviews Google
1 review Apt. Finder
$1,391 – $2,307 /month

Renters Insurance at Botanic Living Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Botanic Living Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

AreaVibes

Crime grade: D

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Botanic Living Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Botanic Living Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Spring.

D

Area Crime Grade

Detailed FBI property-crime data isn't available for Spring in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. Botanic Living Apartments has on-site security features (Covered parking) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Noise Common topic
Maintenance Issues Mentioned

On-Site Security

Covered parking

Fees Beyond Rent

These are the additional charges beyond base rent at Botanic Living Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Trash Fee

$15 / mo

Application Fee Per Applicant

$75

Administrative Fee

Free

Pets Fees

Pet Deposit

$300

Monthly Pet Fee

$30 / mo

One-Time Pet Fee

$300 - $400

Amenities

Community Features

Wi-Fi Online Services Lounge Sundeck Fitness Center Pool Gameroom

Floor Plan Amenities

Air Conditioning Heating Tub/Shower Stainless Steel Appliances Kitchen Office Walk-In Closets

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Botanic Living Apartments.

Grocery

  • H-E-B 4.6
  • Ararat international supermarket 4.7
  • ALDI 4.5

Gym

  • Braniak Gym 4.8
  • Pro Fit 24 Gym 4.8
  • 24 Hour Fitness 4.5

Restaurant

  • Munchies Burgers & Wings 4.9
  • JINYA Ramen Bar - Woodlands 4.9
  • Wunsche Bros. Cafe & Saloon 4.9

Park

  • Dennis Johnston Park 4.8
  • Forest Oaks Park (WCID110 Residents) 4.8
  • Bridgestone Park 4.6

Bank

  • Chase Bank 2.7
  • Bank of America (with Drive-thru ATM) 2.3
  • Bank of America ATM (Drive-thru) 4.0

Gas

  • Murphy USA 3.9
  • Exxon 3.9
  • Mobil 2.8

Pet Policy

Bringing a pet? Here's what Botanic Living Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $300 Deposit
  • $30 Monthly Pet Rent
  • $300 Fee
  • 2 Pet Limit

About Botanic Living Apartments

Welcome home to Botanic. Our community sets a precedent for style and esteem in upscale living. Our apartments offer spacious 1, 2 and 3 bedroom floorplans fused with sophisticated amenities and conveniences which will enhance your lifestyle. You will enjoy spacious and open layouts perfect for relaxing after a long day at the office or entertaining guests on the weekend. Step outside your home and enjoy the amenities our community has to offer. From a resort-style pool to our state-of-the-art fitness center, there is something for everybody at our community in Spring, TX. Enjoy the game room featuring a billiard table, an on-site dog park, and so much more.

Year Built: 2023
Stories: 4
Total Units: 288
Management: BSR Real Estate Investment Trust
Phone: (346) 536-6935

Other Options Nearby

Still weighing your choices? Other communities in Spring — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Botanic Living Apartments require renters insurance?
We didn't find a public insurance requirement for Botanic Living Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Botanic Living Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). For context, the statewide average is $14/month, so this building is below average.
Does Botanic Living Apartments allow pets?
Yes, Botanic Living Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $300 Deposit. $30 Monthly Pet Rent. $300 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Botanic Living Apartments?
The area has a D crime grade, which is worth factoring into your coverage decisions. On the property itself, you'll find covered parking — features that can also qualify you for insurance discounts.
What floor plans does Botanic Living Apartments offer?
There are 19 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,391 – $2,307. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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