ELEVATE Spring Crossing Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at ELEVATE Spring Crossing Apartments in Spring? Rent here runs $1,187 – $2,440, and renters insurance adds about $13/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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21525 Spring Plaza Dr, Spring, TX 77388

Spring

Built 2016 3 stories 307 units
3.8/5 ·376 reviews Google
5/5 ·9 reviews Apt. Finder
$1,187 – $2,440 /month

Monthly Cost Breakdown at ELEVATE Spring Crossing Apartments

The listed rent isn't the whole number. Here's what ELEVATE Spring Crossing Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,278 – $2,531
Base Rent $1,187 – $2,440
Required Monthly Fees $78
Est. Renters Insurance $13/mo

Renters Insurance at ELEVATE Spring Crossing Apartments

According to ELEVATE Spring Crossing Apartments's website, you'll need a renters insurance policy, and the property needs to be named on your policy. This isn't unusual — most Class-A apartment communities have similar requirements because it protects both you and the building if something goes wrong.

Your lease at ELEVATE Spring Crossing Apartments expects

These specifics on your renters policy

Your lease may add more — but these are the details ELEVATE Spring Crossing Apartments publishes publicly. Treat them as the floor, not the ceiling.

Interested party Add ELEVATE Spring Crossing Apartments to your policy as an interested party

The "interested party" wrinkle is easy to miss. When you buy your policy, most carriers have a field during checkout where you add the property — it takes about 30 seconds. Without it, your proof of insurance may get rejected by the leasing office even if your coverage is otherwise fine.

What Affects Your Premium Here

Every building is different. These factors specific to ELEVATE Spring Crossing Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

Theft Reports

2 mentions in Google reviews

AreaVibes

Crime grade: D

What You'll Likely Pay

$13

Est. Monthly

$155

Est. Annual

$11

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for ELEVATE Spring Crossing Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near ELEVATE Spring Crossing Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Alarm-ready unit
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $11/mo

7 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Spring.

D

Area Crime Grade

Detailed FBI property-crime data isn't available for Spring in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. ELEVATE Spring Crossing Apartments has on-site security features (Controlled access, Concierge, Gated, Gated access, Doorman, Covered parking, On site maintenance, Alarm ready) that insurers recognize with premium discounts.

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Frequent topic
12×
Theft Mentioned
Safety Concerns Mentioned
Fire Mentioned

On-Site Security

Controlled access Concierge Gated Gated access Doorman Covered parking On site maintenance Alarm ready

Fees Beyond Rent

These are the additional charges beyond base rent at ELEVATE Spring Crossing Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Amenity Fee

$10 / mo

Environmental Fee

$3 / mo

Valet Trash

$30 / mo

Pest Control

$5 / mo

Application Fee Per Applicant

$50

Administrative Fee

$200

Pets Fees

Cat Fee

$375

Dog Fee

$375

Cat Rent

$30 / mo

Dog Rent

$30 / mo

Parking Fees

Parking Fee

$150 / mo

Parking Fee

$75 / mo

Amenities

Special Features

18 Unique 1, 2 & 3 Bedroom Floorplans 24-hour Emergency Maintenance 24-hour Package Concierge Alarm System Bark Park BBQ/Picnic Area Built-In Bluetooth Speakers in Select Units Business Center w/ Printer Ceiling Fans w/ Lighting in Each Room Central Air Conditioning Conference Room w/ Flatscreen Deep Soaking Tubs or Walk-In Showers* Designer Hardware & Lighting Discounts for Preferred Employers Door-to-Door Valet Trash Service Double Bathroom Vanities* Elegant Lobby Opening Up To Resident Clubroom EV Charging Station Farmhouse Kitchen Sinks W/ Gooseneck Mount Game Room w/ Billiards, Lounge & Flatscreens Garage & Carport Parking Available Gated Community Access Generous Eat-In Kitchen Islands Gorgeous Granite Countertops High-End Minimalist Designs Throughout Community In-Suite Washer/Dryer Included Large Resort-Style Pool w/ Sundeck Large Walk-In Closets Lush Carpeting In Bedrooms Modern Soft-Close Cabinetry On-Site Professional Management Poolside Cabana Poolside Lounge w/ Fireplace & Flatscreens Private Balcony or Patio in Select Units Rich Wood-Style Plank Flooring Throughout Security Alarms in Each Unit Stainless Steel Appliance Package Storage Units Available STRESS FREE RENT PAYMENTS WITH FLEX Tiled Kitchen Backsplash

Community Features

Trash Pickup - Door to Door Car Charging Station Business Center Lounge Conference Rooms Walk-Up Sundeck Cabana Courtyard Grill Picnic Area Fitness Center Pool Bicycle Storage Gameroom

Floor Plan Amenities

High Speed Internet Access Washer/Dryer Air Conditioning Heating Ceiling Fans Cable Ready Security System Storage Space Double Vanities Tub/Shower Fireplace Surround Sound Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Carpet Tile Floors Vinyl Flooring Dining Room Family Room Office Walk-In Closets Linen Closet Double Pane Windows Window Coverings Balcony Patio

Pet Policy

Bringing a pet? Here's what ELEVATE Spring Crossing Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $30 Monthly Pet Rent
  • $375 Fee
  • 2 Pet Limit

About ELEVATE Spring Crossing Apartments

ELEVATE Spring Crossing is Spring, Texas premier amenity-based community of luxury apartments for rent. Transform your living experience with our spacious 1, 2, & 3-bedroom apartment homes that feature dynamic, open layouts, chic kitchens, expansive bedrooms with plenty of closet space and spa-like bathrooms to pamper and re-energize. Lounge on our sundeck with brand-new furnishings, train at our excellent fitness center, host friends in our indoor/outdoor recreational areas or catch up on work from our business center; once you raise the bar for apartment living with ELEVATE Spring Crossing, no other place will do! With an unmatched location seconds from I-45 and Grand Parkway, you are primed to take advantage of all the Houston-metro has to offer.

Year Built: 2016
Stories: 3
Total Units: 307
Phone: (832) 965-0921

Other Options Nearby

Still weighing your choices? Other communities in Spring — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does ELEVATE Spring Crossing Apartments require renters insurance?
We found specific coverage details on ELEVATE Spring Crossing Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at ELEVATE Spring Crossing Apartments?
For this zip code and building type, expect to pay around $13/month ($155/year). ELEVATE Spring Crossing Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at ELEVATE Spring Crossing Apartments?
Plan for $1,278 to $2,531/month all-in. That's base rent ($1,187 – $2,440), plus $78/month in required fees (trash, utilities, etc.), plus roughly $13/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does ELEVATE Spring Crossing Apartments allow pets?
Yes, ELEVATE Spring Crossing Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $30 Monthly Pet Rent. $375 Fee. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around ELEVATE Spring Crossing Apartments?
The area has a D crime grade, which is worth factoring into your coverage decisions. On the property itself, you'll find controlled access, concierge, gated, gated access — features that can also qualify you for insurance discounts.
What floor plans does ELEVATE Spring Crossing Apartments offer?
There are 18 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,187 – $2,440. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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