2111 Old Holzwarth Rd, Spring, TX 77388
Spring
Monthly Cost Breakdown at Waterstone Apartments
The listed rent isn't the whole number. Here's what Waterstone Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Waterstone Apartments
According to Waterstone Apartments's website, you'll need a renters insurance policy, and the property needs to be named on your policy. This isn't unusual — most Class-A apartment communities have similar requirements because it protects both you and the building if something goes wrong.
Your lease at Waterstone Apartments expects
These specifics on your renters policy
Your lease may add more — but these are the details Waterstone Apartments publishes publicly. Treat them as the floor, not the ceiling.
The "interested party" wrinkle is easy to miss. When you buy your policy, most carriers have a field during checkout where you add the property — it takes about 30 seconds. Without it, your proof of insurance may get rejected by the leasing office even if your coverage is otherwise fine.
What Affects Your Premium Here
Every building is different. These factors specific to Waterstone Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Dog-Friendly
Dogs allowed — consider higher liability coverage
AreaVibes
Crime grade: D
What You'll Likely Pay
$13
Est. Monthly
$151
Est. Annual
$12
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Waterstone Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$20,000
If you own more
$50,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Waterstone Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $7/mo | $86/yr |
| USAA | $8/mo | $97/yr |
| State Farm | $11/mo | $130/yr |
| Progressive | $12/mo | $140/yr |
| Safeco | $12/mo | $140/yr |
| Travelers | $13/mo | $151/yr |
| Allstate | $14/mo | $162/yr |
| Nationwide | $14/mo | $162/yr |
| Farmers | $14/mo | $173/yr |
| Liberty Mutual | $16/mo | $194/yr |
Discounts You May Qualify For
Next Step
See if you can beat $12/mo
6 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Spring.
D
Area Crime Grade
Detailed FBI property-crime data isn't available for Spring in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. Waterstone Apartments has on-site security features (Package service, Controlled access, Property manager on site, Gated, Gated access, On site maintenance) that insurers recognize with premium discounts.
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Fees Beyond Rent
These are the additional charges beyond base rent at Waterstone Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Administrative Fee
Pets Fees
Pet Deposit
Monthly Pet Fee
One-Time Pet Fee
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Waterstone Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
Dogs Allowed
- $100 Deposit
- $30 Monthly Pet Rent
- $400 Fee
- 100 lb Weight Limit
- 2 Pet Limit
About Waterstone Apartments
Welcome to Waterstone, a luxury apartment community in Spring, Texas, surrounded by lush greenery and offering a spacious, unique living experience—nothing cookie-cutter here! Our thoughtfully designed one, two, and three-bedroom homes, many with attached garages, feature state-of-the-art appliances, designer finishes, and everything you need for effortless living. Enjoy a resort-style pool with a sun deck, an auto detail bay, and a market pantry, alongside top-tier amenities like a 24-hour fitness studio and a pet-friendly park, are a few to mention Waterstone, upscale living meets natural beauty, creating an experience that exceeds every expectation. Come home to Waterstone today!
Other Options Nearby
Still weighing your choices? Other communities in Spring — compare rent and estimated insurance cost side by side.
Arielle Spring Plaza Apartments
Spring
Botanic Living Apartments
Spring
ELEVATE Spring Crossing Apartments
Spring
Saxon Pond Flats Apartments
Spring
Spring Park Apartments
Spring
1010 Waugh Apartments
Montrose
Frequently Asked Questions
Does Waterstone Apartments require renters insurance?
How much is renters insurance at Waterstone Apartments?
What will I actually pay per month at Waterstone Apartments?
Does Waterstone Apartments allow pets?
How safe is the area around Waterstone Apartments?
What floor plans does Waterstone Apartments offer?
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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