Saxon Pond Flats Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Saxon Pond Flats Apartments in Spring? Rent here runs $1,029 – $2,180, and renters insurance adds about $12/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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2929 Farm to Market 2920, Spring, TX 77388

Spring

Managed by Ascension Built 2024 3 stories 360 units
4.4/5 ·99 reviews Google
4/5 ·3 reviews Apt. Finder
$1,029 – $2,180 /month

Monthly Cost Breakdown at Saxon Pond Flats Apartments

The listed rent isn't the whole number. Here's what Saxon Pond Flats Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,185 – $2,336
Base Rent $1,029 – $2,180
Required Monthly Fees $144
Est. Renters Insurance $12/mo

Renters Insurance at Saxon Pond Flats Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Saxon Pond Flats Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

AreaVibes

Crime grade: D

What You'll Likely Pay

$12

Est. Monthly

$139

Est. Annual

$10

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Saxon Pond Flats Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended for accidents at shared amenities

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Saxon Pond Flats Apartments:

Carrier Monthly Annual
Lemonade $7/mo $86/yr
USAA $8/mo $97/yr
State Farm $11/mo $130/yr
Progressive $12/mo $140/yr
Safeco $12/mo $140/yr
Travelers $13/mo $151/yr
Allstate $14/mo $162/yr
Nationwide $14/mo $162/yr
Farmers $14/mo $173/yr
Liberty Mutual $16/mo $194/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $10/mo

7 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Spring.

D

Area Crime Grade

Detailed FBI property-crime data isn't available for Spring in the latest reporting cycle, so we're showing the AreaVibes neighborhood grade as a general signal. Saxon Pond Flats Apartments has on-site security features (Controlled access, Gated, Sprinklers, Covered parking, On site maintenance) that insurers recognize with premium discounts.

On-Site Security

Controlled access Gated Sprinklers Covered parking On site maintenance

Fees Beyond Rent

These are the additional charges beyond base rent at Saxon Pond Flats Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Package Services

Includes internet.

$15 / mo

Amenity Fee

$20 / mo

Technology Fee

Includes internet.

$55 / mo

Pest Control

$9 / mo

Application Fee Per Applicant

$50

Trash Fee

$21

Administrative Fee

$75

Pets Fees

Monthly Pet Fee

$25 / mo

One-Time Pet Fee

$300 - $500

Parking Fees

Parking Fee

$150 - $175 / mo

Addons Fees

Liability Insurance

$10

Amenities

Special Features

24-hour Emergency Maintenance 2nd Floor Bookshelves Classic subway tile backsplash Community Gas Grill/BBQ area Community web site Computer desk Courteous & Professional Staff Covered parking - assigned Fire sprinkler system Full-size washer/dryer High-Speed Internet Access Icemaker Jogging trail Large Balcony Natural lighting throughout Planned Social Events Pond View Reserved Parking Self-Serve Pet Washing Station Sgl french door to patio Sound reducing double-paned windows Wall accents

Community Features

Planned Social Activities Pet Play Area Pet Washing Station Business Center Clubhouse Cabana Grill Pond Fitness Center Pool Walking/Biking Trails

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Ceiling Fans Cable Ready Double Vanities Tub/Shower Sprinkler System Dishwasher Ice Maker Stainless Steel Appliances Island Kitchen Kitchen Microwave Range Refrigerator Quartz Countertops Vinyl Flooring Walk-In Closets Double Pane Windows Window Coverings Balcony Patio Yard

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Saxon Pond Flats Apartments.

Grocery

  • Whole Foods Market 4.4
  • H-E-B 4.6
  • ALDI 4.5

Pharmacy

  • The Vitamin Shoppe 4.2
  • H-E-B Pharmacy 4.2
  • CVS Pharmacy 4.4

Hospital

  • Ally Medical Emergency Room - Spring 4.9
  • Houston Methodist Emergency Care Center at Spring 2.7
  • Memorial Springs ER 4.9

Gym

  • Houston Gym 4.6
  • 24 Hour Fitness 4.5
  • Pro Fit 24 Gym 4.8

Restaurant

  • Finca latina #2 4.7
  • Madras Curry House 4.8
  • Tic Tac Thai 4.7

Park

  • Dennis Johnston Park 4.8
  • Meyer Park 4.7
  • Bridgestone Park 4.6

Bank

  • Chase Bank 2.7
  • Wells Fargo Bank 2.2
  • Chase Bank 2.7

Gas

  • H-E-B Fuel 4.5
  • Sunoco 3.8
  • Shell 3.7

Pet Policy

Bringing a pet? Here's what Saxon Pond Flats Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.

  • Pet policies are negotiable.

About Saxon Pond Flats Apartments

A collection of luxury 1-, 2-, & 3-bedroom apartments in Spring, Texas. Brand-new construction close to I-45, shopping and entertainment. The black stainless-steel appliances, private yards, kitchen islands and community-wide Wi-Fi are what makes Saxon Pond Flats stand out from the rest. Ask our leasing staff today on available floorplans designed for you.

Year Built: 2024
Stories: 3
Total Units: 360
Management: Ascension
Phone: (346) 268-5284

Other Options Nearby

Still weighing your choices? Other communities in Spring — compare rent and estimated insurance cost side by side.

Arielle Spring Plaza Apartments

Spring

$1,219 - $1,959 Ins: ~$13/mo

Botanic Living Apartments

Spring

$1,391 - $7,331 Ins: ~$12/mo

ELEVATE Spring Crossing Apartments

Spring

$1,187 - $2,440 Ins: ~$13/mo

Spring Park Apartments

Spring

$1,134 - $1,960 Ins: ~$15/mo

Waterstone Apartments

Spring

$1,429 - $2,220 Ins: ~$13/mo

1010 Waugh Apartments

Montrose

$1,870 - $4,824 Ins: ~$13/mo

Frequently Asked Questions

Does Saxon Pond Flats Apartments require renters insurance?
We didn't find a public insurance requirement for Saxon Pond Flats Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Saxon Pond Flats Apartments?
For this zip code and building type, expect to pay around $12/month ($139/year). Saxon Pond Flats Apartments has security features that qualify for discounts — with those applied, you could pay as little as $10/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Saxon Pond Flats Apartments?
Plan for $1,185 to $2,336/month all-in. That's base rent ($1,029 – $2,180), plus $144/month in required fees (trash, utilities, etc.), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Saxon Pond Flats Apartments allow pets?
Pet policies at Saxon Pond Flats Apartments are handled on a case-by-case basis — contact the leasing office for details.
How safe is the area around Saxon Pond Flats Apartments?
The area has a D crime grade, which is worth factoring into your coverage decisions. On the property itself, you'll find controlled access, gated, sprinklers, covered parking — features that can also qualify you for insurance discounts.
What floor plans does Saxon Pond Flats Apartments offer?
There are 8 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,029 – $2,180. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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