5500 Sampson St, Houston, TX 77004
South Central Houston
Monthly Cost Breakdown at Centre at Columbia Court Apartments
The listed rent isn't the whole number. Here's what Centre at Columbia Court Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Centre at Columbia Court Apartments
We found a few insurance details on Centre at Columbia Court Apartments's website. Your lease may have additional requirements — treat these as a starting point.
Lease Requirements
* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.
One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.
What Affects Your Premium Here
Every building is different. These factors specific to Centre at Columbia Court Apartments can push your insurance cost up or down:
Gated Community
Gated access reduces theft risk — may qualify for security discount
Controlled Access
Electronic/key fob entry — reduces unauthorized entry risk
Dog-Friendly
Dogs allowed — consider higher liability coverage
FBI UCR
Property crime rate: 4013/100K (154% above national average)
What You'll Likely Pay
$16
Est. Monthly
$193
Est. Annual
$15
With Discounts/mo
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Centre at Columbia Court Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Centre at Columbia Court Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $110/yr |
| USAA | $10/mo | $124/yr |
| State Farm | $14/mo | $166/yr |
| Progressive | $15/mo | $179/yr |
| Safeco | $15/mo | $179/yr |
| Travelers | $16/mo | $193/yr |
| Allstate | $17/mo | $207/yr |
| Nationwide | $17/mo | $207/yr |
| Farmers | $18/mo | $221/yr |
| Liberty Mutual | $21/mo | $248/yr |
Discounts You May Qualify For
Next Step
See if you can beat $15/mo
6 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Houston.
Houston property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Centre at Columbia Court Apartments also has on-site security features (Controlled access, Property manager on site, Gated) that insurers recognize with discounts.
Source: FBI UCR Program, Houston (2024-12 to 2025-11)
On-Site Security
Fees Beyond Rent
These are the additional charges beyond base rent at Centre at Columbia Court Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Administrative Fee
Pets Fees
Monthly Pet Fee
One-Time Pet Fee
Parking Fees
Parking Fee
Parking Fee
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Centre at Columbia Court Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About Centre at Columbia Court Apartments
From the property listing:
Located in the heart of downtown Houston, Centre at Columbia Court provides residents with newly renovated housing with resort-style amenities and controlled access security. Apartments feature a full kitchen, walk-in closets, and in-unit washer and dryers. Building amenities include a fitness center, clubhouse, pool, and BBQ area. Nearby major universities, upscale shopping centers, and fine dining venues, Centre at Columbia Court invites you to elevate your lifestyle with a wealth of community history and culture.
Other Options Nearby
Still weighing your choices? Other communities in Houston — compare rent and estimated insurance cost side by side.
Metro 5514 Apartments
South Central Houston
Nest Apartments
South Central Houston
Smart Living at Telephone Apartments
South Central Houston
Vermillion Apartments
South Central Houston
1010 Waugh Apartments
Montrose
1408 Hughes St Apartments
Eastwood
Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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