4714 Ward St, Houston, TX 77021
South Central Houston
Monthly Cost Breakdown at Nest Apartments
The listed rent isn't the whole number. Here's what Nest Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Nest Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Nest Apartments can push your insurance cost up or down:
Older Building
Built in 1958 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
FBI UCR
Property crime rate: 4013/100K (154% above national average)
What You'll Likely Pay
$19
Est. Monthly
$222
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Nest Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$10,000
If you own more
$25,000
Liability
Covers accidental harm & lawsuits
Standard minimum for most lease requirements in Texas
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Nest Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $9/mo | $110/yr |
| USAA | $10/mo | $124/yr |
| State Farm | $14/mo | $166/yr |
| Progressive | $15/mo | $179/yr |
| Safeco | $15/mo | $179/yr |
| Travelers | $16/mo | $193/yr |
| Allstate | $17/mo | $207/yr |
| Nationwide | $17/mo | $207/yr |
| Farmers | $18/mo | $221/yr |
| Liberty Mutual | $21/mo | $248/yr |
Discounts You May Qualify For
Next Step
See if you can beat $19/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Houston.
Houston property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Nest Apartments also has on-site security features (Property manager on site, Perimeter fencing) that insurers recognize with discounts.
Source: FBI UCR Program, Houston (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Fees Beyond Rent
These are the additional charges beyond base rent at Nest Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Security Deposit - Refundable
Pets Fees
One-Time Pet Fee
Monthly Pet Fee
Parking Fees
Parking Fee
Amenities
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Nest Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
About Nest Apartments
From the property listing:
Newly renovated community! Check out this cozy 2-bedroom, 1-bathroom apartment with convenient onsite laundry facilities!
Other Options Nearby
Still weighing your choices? Other communities in Houston — compare rent and estimated insurance cost side by side.
Centre at Columbia Court Apartments
South Central Houston
Metro 5514 Apartments
South Central Houston
Smart Living at Telephone Apartments
South Central Houston
Vermillion Apartments
South Central Houston
1010 Waugh Apartments
Montrose
1408 Hughes St Apartments
Eastwood
Frequently Asked Questions
Does Nest Apartments require renters insurance?
How much is renters insurance at Nest Apartments?
What will I actually pay per month at Nest Apartments?
Does Nest Apartments allow pets?
How safe is the area around Nest Apartments?
What floor plans does Nest Apartments offer?
Get Renters Insurance for Nest Apartments
See how much you could save on renters insurance
Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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