Clear Lake Place Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Clear Lake Place Apartments in Webster? Rent here runs $1,325 – $1,849, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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18707 Egret Bay Blvd, Houston, TX 77058

Webster

Managed by Sheng Raamco Management Built 1984 7 stories 216 units
4.3/5 ·47 reviews Google
Apt. Finder
$1,325 – $1,849 /month

Monthly Cost Breakdown at Clear Lake Place Apartments

The listed rent isn't the whole number. Here's what Clear Lake Place Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,351 – $1,875
Base Rent $1,325 – $1,849
Required Monthly Fees $12
Est. Renters Insurance $14/mo

Renters Insurance at Clear Lake Place Apartments

According to Clear Lake Place Apartments's website, you'll need a renters insurance policy, and the property needs to be named on your policy. This isn't unusual — most Class-A apartment communities have similar requirements because it protects both you and the building if something goes wrong.

Your lease at Clear Lake Place Apartments expects

These specifics on your renters policy

Your lease may add more — but these are the details Clear Lake Place Apartments publishes publicly. Treat them as the floor, not the ceiling.

Interested party Add Clear Lake Place Apartments to your policy as an interested party

The "interested party" wrinkle is easy to miss. When you buy your policy, most carriers have a field during checkout where you add the property — it takes about 30 seconds. Without it, your proof of insurance may get rejected by the leasing office even if your coverage is otherwise fine.

What Affects Your Premium Here

Every building is different. These factors specific to Clear Lake Place Apartments can push your insurance cost up or down:

Older Building

Built in 1984 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FBI UCR

Property crime rate: 4013/100K (154% above national average)

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$12

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Clear Lake Place Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Clear Lake Place Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

7 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Houston.

Houston property crime rate

4,013

per 100K residents

154% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
530 / 200
Larceny / theft
2,927 / 1,172
Vehicle theft
555 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Clear Lake Place Apartments also has on-site security features (Controlled access, Property manager on site, Gated, Doorman, Sprinklers, Perimeter fencing) that insurers recognize with discounts.

Source: FBI UCR Program, Houston (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned

On-Site Security

Controlled access Property manager on site Gated Doorman Sprinklers Perimeter fencing

Fees Beyond Rent

These are the additional charges beyond base rent at Clear Lake Place Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Conservice Admin Fee

$3 / mo

Application Fee Per Applicant

$50

Amenities

Special Features

Wi-Fi in Atriums Mid Rise Style with Waterfront Living Valet Trash Service Waterfront Community Gaming Arcade Leisure Garden Platinum Customer Service Business Center NEW MANAGEMENT Unique floor plan designs

Community Features

Laundry Facilities Maintenance on site Trash Pickup - Door to Door Online Services Planned Social Activities Key Fob Entry Elevator Business Center Breakfast/Coffee Concierge Fenced Lot Grill Picnic Area Waterfront Zen Garden Fitness Center Hot Tub Pool Basketball Court Tennis Court Volleyball Court Walking/Biking Trails Gameroom Individual Locking Bedrooms Private Bathroom

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Trash Compactor Tub/Shower Sprinkler System Framed Mirrors Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Hardwood Floors Tile Floors Vinyl Flooring Dining Room Family Room Vaulted Ceiling Bay Window Walk-In Closets Linen Closet Loft Layout Window Coverings Large Bedrooms Deck Dock

Pet Policy

Bringing a pet? Here's what Clear Lake Place Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed

  • $20 Monthly Pet Rent
  • $500 Fee
  • 40 lb Weight Limit
  • 2 Pet Limit

About Clear Lake Place Apartments

Clear Lake Place offers inviting one- and two-bedroom apartments for you to call home. Enjoy the fitness center, arcade room, leisure garden or take a dip in our refreshing pool and hot tub. We know you’ll also love our picnic area with barbecue grills, outdoor basketball court, valet trash services, and controlled access to our buildings. We are conveniently located about 35 minutes away from Downtown Houston and 40 minutes away from Galveston Island. There is so much entertainment within minutes of our community,Great Wolf Lodge, Nasa Space Center, Kemah Boardwalk, Main Event, Top Golf and so much more. Shop till you drop at Baybrook Mall with 200+ retailers and Tanger Outlets. A Flyway iconic entertainment featuring Chicken N Pickle and so much more walkable entertainment. Contact our friendly leasing staff today and schedule a personal tour of your new home at Clear Lake Place, where we offer an exceptional, unique living experience with spacious floor plans and fantastic water views not found at most communities. Come and enjoy your new home with serene, beautiful surroundings. Along with an array of community amenities delivered with platinum level customer service. Don't forget to ask about our Preferred Employer Program!

Year Built: 1984
Stories: 7
Total Units: 216
Management: Sheng Raamco Management
Phone: (346) 222-3794

Other Options Nearby

Still weighing your choices? Other communities in Houston — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Clear Lake Place Apartments require renters insurance?
We found specific coverage details on Clear Lake Place Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Clear Lake Place Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). Clear Lake Place Apartments has security features that qualify for discounts — with those applied, you could pay as little as $12/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Clear Lake Place Apartments?
Plan for $1,351 to $1,875/month all-in. That's base rent ($1,325 – $1,849), plus $12/month in required fees (trash, utilities, etc.), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Clear Lake Place Apartments allow pets?
Yes, Clear Lake Place Apartments is pet-friendly. Here are the details: Dogs Allowed. $20 Monthly Pet Rent. $500 Fee. 40 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Clear Lake Place Apartments?
Property crime in Houston runs noticeably higher than the national average — 4013 incidents per 100,000 residents versus the U.S. average of 1578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 530/100K here. On the property itself, you'll find controlled access, property manager on site, gated, doorman — features that can qualify for premium discounts.
What floor plans does Clear Lake Place Apartments offer?
There are 6 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $1,325 – $1,849. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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