Domain at Kirby Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Domain at Kirby Apartments in University Place? Rent here runs $1,300 – $2,500, and renters insurance adds about $14/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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1333 Old Spanish Trl, Houston, TX 77054

University Place

Built 2009 5 stories 293 units
3.9/5 ·351 reviews Google
5/5 ·23 reviews Apt. Finder
$1,300 – $2,500 /month

Monthly Cost Breakdown at Domain at Kirby Apartments

The listed rent isn't the whole number. Here's what Domain at Kirby Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,314 – $2,514
Base Rent $1,300 – $2,500
Est. Renters Insurance $14/mo

Renters Insurance at Domain at Kirby Apartments

We found a few insurance details on Domain at Kirby Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Domain at Kirby Apartments can push your insurance cost up or down:

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

Theft Reports

3 mentions in Google reviews

FBI UCR

Property crime rate: 4013/100K (154% above national average)

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Domain at Kirby Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Domain at Kirby Apartments:

Carrier Monthly Annual
Lemonade $8/mo $101/yr
USAA $9/mo $113/yr
State Farm $13/mo $151/yr
Progressive $14/mo $164/yr
Safeco $14/mo $164/yr
Travelers $15/mo $176/yr
Allstate $16/mo $189/yr
Nationwide $16/mo $189/yr
Farmers $17/mo $202/yr
Liberty Mutual $19/mo $227/yr

Discounts You May Qualify For

Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Houston.

Houston property crime rate

4,013

per 100K residents

154% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
530 / 200
Larceny / theft
2,927 / 1,172
Vehicle theft
555 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Domain at Kirby Apartments also has on-site security features (Package service, Controlled access, Property manager on site, Sprinklers, Covered parking, On site maintenance) that insurers recognize with discounts.

Source: FBI UCR Program, Houston (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
7×
Theft Common topic
3×

On-Site Security

Package service Controlled access Property manager on site Sprinklers Covered parking On site maintenance

Fees Beyond Rent

These are the additional charges beyond base rent at Domain at Kirby Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$50

Administrative Fee

$150

Pets Fees

Pet Deposit

$150

Monthly Pet Fee

$25 / mo

One-Time Pet Fee

$350

Amenities

Special Features

Amazon Hub Package Receiving System Amazon Lockers Attached Parking Garage Business Center W/ Conference Room Coffee Bar Conference Room Courtyard with Fireplace Custom Dark Wood Cabinetry Easy access to major highways and toll roads Enormous, Pristine Pool With Sundecks EVA Charging Stations Expansive 10-Foot Ceilings Full-Size Washer And Dryer Game Area Granite Countertops Large Walk-In Closets Modern Cabinetry with Designer Hardware Multi-Level Parking Garage Nearby NRG Stadium, the Houston Zoo, and Discovery Green Nearby Shopping like River Oaks District and Galleria Mall One-, Two-, and Three-Bedroom Floorplans Online Resident Portal Online Service Requests & Payments On-Site Maintenance Team Outdoor Grilling Areas Pet-Friendly Private Patio or Balcony Recreational Game Room Resident Clubhouse Resort Style Pool Retail: Liberty Taco, Luxe Nails, Gyro Guys, UPS Store, Tiff’s Treats Roof Top Dog Park Roof-Top Dog Park Spin Studio Stainless Steel Appliance Package Stainless Steel Appliances State-Of-The-Art Fitness Center The Perfect Medical Center Location Track Lighting In Kitchen & Dining Areas Undermount Sinks with Gooseneck Faucets Walk-In Showers with Rainfall Showerheads* Wood-Grain Flooring Wood-Style Flooring*

Community Features

Wi-Fi Laundry Facilities Maintenance on site 24 Hour Access Furnished Units Available Shuttle to Train On-Site Retail Trash Pickup - Door to Door Grocery Service Online Services Planned Social Activities Guest Apartment Pet Washing Station Car Charging Station Wheelchair Accessible Elevator Business Center Clubhouse Lounge Multi Use Room Storage Space Disposal Chutes Conference Rooms Corporate Suites Sundeck Courtyard Grill Fitness Center Pool Gameroom Media Center/Movie Theatre

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Cable Ready Security System Trash Compactor Storage Space Double Vanities Tub/Shower Fireplace Sprinkler System Framed Mirrors Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Breakfast Nook Coffee System Hardwood Floors Carpet Dining Room Office Built-In Bookshelves Crown Molding Vaulted Ceiling Walk-In Closets Linen Closet Window Coverings Large Bedrooms Balcony Patio Deck Yard Garden

Pet Policy

Bringing a pet? Here's what Domain at Kirby Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed
$150 Deposit
$25 Monthly Pet Rent
$350 Fee
100 lb Weight Limit
2 Pet Limit

About Domain at Kirby Apartments

Year Built: 2009
Stories: 5 stories
Units: 293
Phone: (281) 500-9802

From the property listing:

Welcome to Domain at Kirby Apartments, a modern mid-rise community in the heart of Houston, Texas. We offer spacious one, two, and three-bedroom floor plans with granite countertops, stainless steel appliances, and other upscale features.,Enjoy the convenience of on-site retail like Liberty Taco, Luxe Nails, Gyro Guys, and Tiff’s Treats, with Walgreens right next door. We’re just a 15-minute walk to NRG Stadium and close to the Houston Zoo, The Galleria, River Oaks District, and Discovery Green.

Other Options Nearby

Still weighing your choices? Other communities in Houston — compare rent and estimated insurance cost side by side.

The Boulevard Apartments

University Place

$1,221 - $1,823 Ins: ~$15/mo

The Langley Apartments

University Place

$9,155 - $19,035 Ins: ~$13/mo

1010 Waugh Apartments

Montrose

$1,870 - $4,824 Ins: ~$13/mo

1408 Hughes St Apartments

Eastwood

$1,045 Ins: ~$15/mo

1414 Texas Downtown Apartments

Downtown Houston

$1,583 - $2,988 Ins: ~$15/mo

1711 Caroline Apartments

Downtown Houston

$999 - $2,865 Ins: ~$15/mo

Frequently Asked Questions

Does Domain at Kirby Apartments require renters insurance?
We found specific coverage details on Domain at Kirby Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Domain at Kirby Apartments?
For this zip code and building type, expect to pay around $14/month ($168/year). Domain at Kirby Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Domain at Kirby Apartments?
Plan for $1,314 to $2,514/month all-in. That's base rent ($1,300 – $2,500), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Domain at Kirby Apartments allow pets?
Yes, Domain at Kirby Apartments is pet-friendly. Here are the details: Dogs Allowed. $150 Deposit. $25 Monthly Pet Rent. $350 Fee. 100 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Domain at Kirby Apartments?
Property crime in Houston runs noticeably higher than the national average — 4,013 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 530/100K here. On the property itself, you'll find package service, controlled access, property manager on site, sprinklers — features that can qualify for premium discounts.
What floor plans does Domain at Kirby Apartments offer?
There are 9 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,300 – $2,500. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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