Lenox at The Grid Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Lenox at The Grid Apartments in Kirkwood? Rent here runs $1,527 – $2,659, and renters insurance adds about $12/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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11111 Nexus Ave, Stafford, TX 77477

Kirkwood

Built 2024 4 stories 350 units
4.2/5 ·60 reviews Google
4/5 ·24 reviews Apt. Finder
$1,527 – $2,659 /month

Monthly Cost Breakdown at Lenox at The Grid Apartments

The listed rent isn't the whole number. Here's what Lenox at The Grid Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,699 – $2,831
Base Rent $1,527 – $2,659
Required Monthly Fees $160
Est. Renters Insurance $12/mo

Renters Insurance at Lenox at The Grid Apartments

We found a few insurance details on Lenox at The Grid Apartments's website. Your lease may have additional requirements — treat these as a starting point.

Lease Requirements

Interested party* Add property to policy
See how your options compare. Get a quote

* An "interested party" is the property management company listed on your insurance policy. It doesn't give them any claim rights — it just means they get notified if your policy lapses, which is how the leasing office verifies you stay insured.

One thing to watch for: when you purchase your policy, most carriers have a field where you add the property as an interested party — skip that step and your proof may get rejected. It takes 30 seconds during checkout. Start a quote to see which carriers handle this automatically.

What Affects Your Premium Here

Every building is different. These factors specific to Lenox at The Grid Apartments can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

FBI UCR

Property crime rate: 2482/100K (57% above national average)

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Lenox at The Grid Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$30,000 recommended

If you own less

$20,000

If you own more

$50,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Lenox at The Grid Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $12/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Stafford.

Stafford property crime rate

2,482

per 100K residents

57% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
238 / 200
Larceny / theft
1,949 / 1,172
Vehicle theft
296 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Lenox at The Grid Apartments also has on-site security features (Package lockers, Covered parking, Perimeter fencing) that insurers recognize with discounts.

Source: FBI UCR Program, Stafford (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Mentioned

On-Site Security

Package lockers Covered parking Perimeter fencing

Fees Beyond Rent

These are the additional charges beyond base rent at Lenox at The Grid Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Smart Home Services

Amount for smart home devices and services; services may vary.

$25 / mo

Package Services

Amount for package services.

$25 / mo

Trash Services - Doorstep

Amount for doorstep trash removal from rental home.

$30 / mo

Pest Control Services

Amount for pest control services.

$5 / mo

Utility - Water/Sewer

Usage-Based (Utilities).Amount for provision and/or consumption of water and sewer services

Varies

Utility - Electric - Third Party

Usage-Based (Utilities).Amount for provision and consumptionof electric paid to a third party.

Varies

Renters Liability Insurance - Third Party

Amount for renters liability insurance obtained through resident's provider of choice.

Varies

Utility - Water/Wastewater Submeter Admin Fee

Amount for water billing services calculated as a percentageof consumption as allowed by regulation.

Varies

Trash Services - Hauling

Amount for shared trash/waste services.

Varies

Utility - Stormwater/Drainage

Usage-Based (Utilities).Amount for provision of storm water services.

Varies

Application Fee

Amount to process application, initiate screening, and take a rental home off the market.

$65

Administrative Fee

Amount to facilitate move-in process for a resident.

$200

Security Deposit (Refundable)

Amount intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms.

$500 - $750

Pets Fees

Pet Deposit (Refundable)

Amount for pet living in rental home. May be assessed per pet or per rental home, based on lease requirements. Refunds processed per lease terms.

$250

Pet Fee

Amount to facilitate authorized pet move-in.

$400

Pet Rent

Monthly amount for authorized pet.

$20 / mo

Pet Management - Third Party

Amount for authorized pet registration and screening services.

$20 - $30 / yr

Parking Fees

Parking Fee

Amount for parking space/services. May be subject to availability.

$75 / mo

Situational Fees

Month-to-Month Fee

Amount, in addition to base rent, for a month-to-month lease

$300 / mo

Positive Credit Reporting Services

Amount to send positive payment history to credit reporting agency(ies); per person.

$6.95 - $10.95 / mo

Payment Services - Third Party

Amount for using a third party, electronic payment processing service (i.e. credit card, ACH, etc.).

$14.99 / occurence

Renters Liability Only - Non-Compliance

Amount for not maintaining required Renters Liability Policy

$15 / occurence

Lease Violation

Amount for violation of community policies and/or per lease terms.

$25 - $100 / occurence

Trash Container - Replacement

Amount to replace trash/waste container.

$30 / occurence

Access Device - Replacement

Amount to obtain a replacement access device for community; fobs, keys, remotes, access passes.

$5 - $75 / occurence

Access/Lock Change Fee

Amount to change or reprogram access to rental home.

$50 / occurence

Utility - Vacant Processing Fee

Amount for failing to transfer utilities into resident name.

$50 / occurence

Intra-Community Transfer Fee

Amount due when transferring to another rental unit within community.

$500 / occurence

Returned Payment Fee (NSF)

Amount for returned payment.

$65 / occurence

Early Lease Termination/Cancellation

Amount to terminate lease earlier than lease end date; excludes rent and other charges.

200% of base rent / occurence

Reletting Fee

Marketing fee related to early lease termination; excludes rent and other charges.

85% of base rent / occurence

Late Fee

Amount for paying after rent due date; per terms of lease.

9.99% of base rent / occurence

Payment Services - Third Party

Amount for using a third party, electronic payment processing service (i.e. credit card, ACH, etc.).

Varies

Security Deposit - Additional (Refundable)

Additional amount, based on screening results, intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms.

Varies

Legal/Eviction Fees

Amount for legal expenses incurred for lease violations.

Varies

Utility - Vacant Cost Recovery

Usage-Based (Utilities).Amount for utility usage not transferred to resident responsibility any time during occupancy.

Varies

Pet/Animal - Lease Violation

Amount for violation of community policies related to pet orassistance animal.

Varies

Amenities

Special Features

Fourth Floor Dog Park with Pet Spa First Floor Large Club Room with Demo Kitchen Package Lockers Pool View Outdoor Fire Pit Covered Parking Garage Co-Working Space with Private Offices Outdoor Grill Area with Green Egg & Pizza Oven Resort Style Pools & Cabanas Attached Garages Available

Community Features

Business Center Grill Fitness Center Pool

Floor Plan Amenities

Air Conditioning Heating Tub/Shower Kitchen Oven Refrigerator Office Recreation Room Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Lenox at The Grid Apartments.

Grocery

  • Whole Foods Market 4.4
  • Walmart Supercenter 4.0
  • Empress Market 4.4

Pharmacy

  • CVS Pharmacy 4.6
  • Main Street Pharmacy & Medical Supply 5.0
  • Walmart Pharmacy 3.0

Gym

  • DexaFit Katy 4.9
  • Houston Gym 4.6
  • Imperial Fitness 5.0

Restaurant

  • Lazy Dog Restaurant & Bar 4.6
  • Whiskey Cake Kitchen & Bar 4.5
  • Hopdoddy Burger Bar 4.6

Park

  • Fountain Lake Park 4.5
  • Stafford City Park 4.3
  • Vaccaro Manor Park 4.7

Bank

  • Bank of America (with Drive-thru ATM) 2.3
  • Frost Bank 4.6
  • Stellar Bank Stafford 3.4

Gas

  • Sam's Club Gas Station 4.5
  • Shell 2.7
  • Chevron 2.9

Pet Policy

Bringing a pet? Here's what Lenox at The Grid Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs, Cats, and Birds Allowed
$20 Monthly Pet Rent
$400 Fee
100 lb Weight Limit
2 Pet Limit

About Lenox at The Grid Apartments

Year Built: 2024
Stories: 4 stories
Units: 350
Phone: (346) 279-1238

From the property listing:

Nestled in the vibrant town of Stafford, Texas, Lenox at The Grid emerges as a beacon of modern living. Offering an array of 1, 2, and 3-bedroom apartments and townhomes, each thoughtfully designed to blend comfort with contemporary style. Residents are welcomed into a community where every detail speaks of luxury and convenience. Beyond the inviting facade lies a realm of relaxation and recreation, with fenced-in yards providing private retreats and two inviting pools inviting residents to bask in the warmth of Texan sunshine.

Other Options Nearby

Still weighing your choices? Other communities in Stafford — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Lenox at The Grid Apartments require renters insurance?
We found specific coverage details on Lenox at The Grid Apartments's website — these likely reflect lease requirements, but confirm with the leasing office. Even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Lenox at The Grid Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Lenox at The Grid Apartments?
Plan for $1,699 to $2,831/month all-in. That's base rent ($1,527 – $2,659), plus $160/month in required fees (trash, utilities, etc.), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Lenox at The Grid Apartments allow pets?
Yes, Lenox at The Grid Apartments is pet-friendly. Here are the details: Dogs, Cats, and Birds Allowed. $20 Monthly Pet Rent. $400 Fee. 100 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Lenox at The Grid Apartments?
Property crime in Stafford runs noticeably higher than the national average — 2,482 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 238/100K here. On the property itself, you'll find package lockers, covered parking, perimeter fencing — features that can qualify for premium discounts.
What floor plans does Lenox at The Grid Apartments offer?
There are 12 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,527 – $2,659. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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