The Standard at Copperfield: Renters Insurance Guide & What It Actually Costs

Last updated Mar 29, 2026

Thinking about renting at The Standard at Copperfield? With rent at $1,112 - $2,625 and renters insurance running about $14/mo, we've put together what you need to know before you sign — including which carriers offer the best rates for this building and what your lease actually requires.

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15255 FM 529 Rd, Houston, TX 77095

$1,112 - $2,625 /month

Monthly Cost Breakdown at The Standard at Copperfield

The rent you see on a listing isn't the whole story. Between required monthly fees and renters insurance, the real number at The Standard at Copperfield is higher than the sticker price. Here's the full picture.

Total Monthly Cost $814 – $814
Base Rent $800
Required Monthly Fees $0
Est. Renters Insurance $14/mo

What You Need to Know About Insurance at The Standard at Copperfield

What Affects Your Premium Here

Every building is different. These factors specific to The Standard at Copperfield can push your insurance cost up or down:

Open Access

No gated or controlled access — higher theft exposure

What You'll Likely Pay

$14

Est. Monthly

$168

Est. Annual

$14

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Standard at Copperfield based on the rent level and building features.

Personal Property Coverage

$30,000 recommended
Low: $15,000 High: $50,000

Liability Coverage

$100,000 $100,000

Standard minimum for most lease requirements in Texas

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near The Standard at Copperfield:

Carrier Est. Monthly Est. Annual Tier Digital
Lemonade $8 $96 budget Yes
USAA $9 $108 budget —
State Farm $12 $144 mid —
Progressive $13 $156 mid Yes
Safeco $13 $156 mid —
Travelers $14 $168 mid —
Allstate $15 $180 mid —
Nationwide $15 $180 mid —
Farmers $16 $192 premium —
Liberty Mutual $18 $216 premium —

Discounts You May Qualify For

Claims-free (if applicable)

Up to 10% off

Pay-in-full annual

Up to 7% off

Paperless/autopay

Up to 3% off

Multi-policy bundle

Up to 10% off

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Other Options Nearby

Still weighing your choices? These communities are in the same part of Houston — with their own insurance costs and safety profiles worth comparing.

1010 Waugh Apartments

Montrose

$1,870 - $4,824 Ins: ~$13/mo

1408 Hughes St Apartments

Eastwood

$1,045 Ins: ~$15/mo

1414 Texas Downtown Apartments

Downtown Houston

$1,583 - $2,988 Ins: ~$15/mo

1711 Caroline Apartments

Downtown Houston

$999 - $2,865 Ins: ~$15/mo

1900 Yorktown Tanglewood Apartments

Uptown Houston

$1,765 - $3,110 Ins: ~$13/mo

1903 Portsmouth Apartments

Montrose

$1,145 - $1,705 Ins: ~$17/mo

Frequently Asked Questions

Does The Standard at Copperfield require renters insurance?
We didn't find a public insurance requirement for The Standard at Copperfield, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at The Standard at Copperfield?
For this zip code and building type, expect to pay around $14/month ($168/year). The Standard at Copperfield has security features that qualify for discounts — with those applied, you could pay as little as $14/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at The Standard at Copperfield?
Plan for $814 to $814/month all-in. That's base rent ($1,112 - $2,625), plus roughly $14/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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