Village at West University Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Apr 15, 2026

Thinking about renting at Village at West University Apartments in West University Place? Rent here runs $1,298 – $5,749, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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5151 Edloe St, Houston, TX 77005

West University Place

Managed by Greystar Built 1999 4 stories 419 units
4/5 ·224 reviews Google
5/5 ·154 reviews Apt. Finder
$1,298 – $5,749 /month

Monthly Cost Breakdown at Village at West University Apartments

The listed rent isn't the whole number. Here's what Village at West University Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,452 – $5,903
Base Rent $1,298 – $5,749
Required Monthly Fees $139
Est. Renters Insurance $15/mo

Renters Insurance at Village at West University Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Village at West University Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

FBI UCR

Property crime rate: 4013/100K (154% above national average)

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Village at West University Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Village at West University Apartments:

Carrier Monthly Annual
Lemonade $8/mo $101/yr
USAA $9/mo $113/yr
State Farm $13/mo $151/yr
Progressive $14/mo $164/yr
Safeco $14/mo $164/yr
Travelers $15/mo $176/yr
Allstate $16/mo $189/yr
Nationwide $16/mo $189/yr
Farmers $17/mo $202/yr
Liberty Mutual $19/mo $227/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

7 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Houston.

Houston property crime rate

4,013

per 100K residents

154% above U.S. avg

U.S. avg is 1,578 per 100K

Breakdown per 100K residents

Burglary
530 / 200
Larceny / theft
2,927 / 1,172
Vehicle theft
555 / 206

U.S. average

Higher-than-average property crime is why insurance carriers charge more in this zip code — your premium reflects the claims frequency for the area. Village at West University Apartments also has on-site security features (Controlled access, Property manager on site, Gated, Doorman, Sprinklers) that insurers recognize with discounts.

Source: FBI UCR Program, Houston (2024-12 to 2025-11)

What Residents Are Saying

Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.

Maintenance Issues Common topic
Noise Common topic
Pest Issues Mentioned

On-Site Security

Controlled access Property manager on site Gated Doorman Sprinklers

Fees Beyond Rent

These are the additional charges beyond base rent at Village at West University Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Utility - Stormwater/Drainage Admin Fee

Amount to manage drainage billing.

$2.56 / mo

Package Services

Amount for package services.

$22 / mo

Trash Services - Doorstep

Amount for doorstep trash removal from rental home.

$25 / mo

Utility Billing Bundle

Amount for multiple utility services provided in rental home

$3 / mo

Trash Administrative Fee

Amount to manage trash service billing.

$3 / mo

Pest Control Services

Amount for pest control services.

$6 / mo

Internet Services

Amount for internet services provided by community.

$70 / mo

Renters Liability Insurance - Third Party

Amount for renters liability insurance obtained through resident's provider of choice.

Varies

Drainage Fee

Usage-Based (Utilities).Amount for local programs that mitigate flooding, erosion, and water pollution.

Varies

Trash Services - Hauling

Amount for shared trash/waste services.

Varies

Utility - Water/Sewer

Usage-Based (Utilities).Amount for provision and/or consumption of water and sewer services

Varies

Utility - Electric - Third Party

Usage-Based (Utilities).Amount for provision and consumptionof electric paid to a third party.

Varies

Security Deposit (Refundable)

Amount intended to be held through residency that may be applied toward amounts owed at move-out. Refunds processed per application and lease terms.

$250 - $500

Application Fee

Amount to process application, initiate screening, and take a rental home off the market.

$35

Pets Fees

Pet Fee

Amount to facilitate authorized pet move-in.

$400

Pet Deposit (Refundable)

Amount for pet living in rental home. May be assessed per pet or per rental home, based on lease requirements. Refunds processed per lease terms.

$500

Pet Rent

Monthly amount for authorized pet.

$30 / mo

Pet Management - Third Party

Amount for authorized pet registration and screening services.

$25 - $30 / yr

Addons Fees

Renters Liability/Content - Property Program

Amount to participate in the property Renters Liability Program.

$14.5 / mo

Access Device - Additional

Amount to obtain additional access device(s) for community; additional fob, additional key. May be subject to availability.

$10 - $50 / occurence

Common Area/Clubhouse Rental

Amount to rent a shared common area space, including clubhouse. May be subject to availability.

$250 / occurence

Cable TV and Internet Services

Amount for cable and internet services in rental home.

Varies

Situational Fees

Renters Liability Only - Non-Compliance

Amount for not maintaining required Renters Liability Policy

$10.75 / occurence

Lease Violation - Trash

Amount for violation of waste-related community policies.

$25 / occurence

Trash Container - Replacement

Amount to replace trash/waste container.

$50 / occurence

Access Device - Replacement

Amount to obtain a replacement access device for community; fobs, keys, remotes, access passes.

$50 / occurence

Access/Lock Change Fee

Amount to change or reprogram access to rental home.

$50 / occurence

Utility - Vacant Processing Fee

Amount for failing to transfer utilities into resident name.

$50 / occurence

Returned Payment Fee (NSF)

Amount for returned payment.

$50 / occurence

Intra-Community Transfer Fee

Amount due when transferring to another rental unit within community.

$500 / occurence

Early Lease Termination/Cancellation

Amount to terminate lease earlier than lease end date; excludes rent and other charges.

200% of base rent / occurence

Reletting Fee

Marketing fee related to early lease termination; excludes rent and other charges.

85% of base rent / occurence

Late Fee

Amount for paying after rent due date; per terms of lease.

9.99% of base rent / occurence

Utility - Vacant Cost Recovery

Usage-Based (Utilities).Amount for utility usage not transferred to resident responsibility any time during occupancy.

Varies

Payment Services - Third Party

Amount for using a third party, electronic payment processing service (i.e. credit card, ACH, etc.).

Varies

Lease Violation

Amount for violation of community policies and/or per lease terms.

Varies

Legal/Eviction Fees

Amount for legal expenses incurred for lease violations.

Varies

Payment Services - Alternative

Amount for using a third party rent payment installment program (i.e. Flex, Jetty Rent).

Varies

Amenities

Special Features

Gourmet Kitchens with Granite Countertops Hardwood Flooring* Manned Gate Other Interior Archways Reserved Parking Pool View Under counter lighting. UPDATED Nine and Ten foot ceilings with Crown Molding. Oversized Soaking Tubs* 9' - 11' Ceilings with Classic Crown Molding Zoned To West U Elementary Large Separate Enclosed Showers*

Community Features

Community-Wide WiFi Wi-Fi Maintenance on site Doorman Trash Pickup - Door to Door Grocery Service Online Services Planned Social Activities Key Fob Entry Wheelchair Accessible Elevator Business Center Clubhouse Lounge Multi Use Room Disposal Chutes Conference Rooms Walk-Up Sundeck Fitness Center Pool Bicycle Storage Walking/Biking Trails

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Air Conditioning Heating Ceiling Fans Cable Ready Satellite TV Trash Compactor Double Vanities Tub/Shower Sprinkler System Framed Mirrors Wheelchair Accessible (Rooms) Dishwasher Disposal Ice Maker Granite Countertops Stainless Steel Appliances Pantry Island Kitchen Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Breakfast Nook Instant Hot Water Hardwood Floors Carpet Tile Floors Vinyl Flooring Dining Room High Ceilings Family Room Office Recreation Room Sunroom Built-In Bookshelves Crown Molding Vaulted Ceiling Walk-In Closets Linen Closet Double Pane Windows Window Coverings Large Bedrooms Balcony Patio Deck Lawn Garden

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Village at West University Apartments.

Pharmacy

  • H-E-B Pharmacy 4.3
  • Walgreens Pharmacy 3.0
  • Kroger Pharmacy 3.6

Hospital

  • Memorial Hermann-Texas Medical Center 3.4
  • UTMB Health Regional Women’s Services & Pediatrics, Pearland 3.8
  • Rice Emergency Room - West University 4.9

Gym

  • The Train Station 4.7
  • F45 Training Rice Military 4.9
  • 24 Hour Fitness 4.3

Restaurant

  • Cleburne Cafeteria 4.4
  • Magdalena’s Trattoria & Pizzeria 4.8
  • Adair Kitchen 4.4

Park

  • Wier Park 4.6
  • Huffington Park 4.6
  • Colonial Park 4.8

Bank

  • Bank of Texas 4.2
  • Chase Bank 3.6

Gas

  • Valero 4.0
  • Exxon 3.9
  • Exxon 4.0

Pet Policy

Bringing a pet? Here's what Village at West University Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Birds Allowed
$500 Deposit
$25 Monthly Pet Rent
$400 Fee
50 lb Weight Limit
2 Pet Limit
1 Pet Limit

About Village at West University Apartments

Year Built: 1999
Stories: 4 stories
Units: 419
Management: Greystar
Phone: (832) 979-5003

From the property listing:

We are open for guided and self-guided tours. Our virtual tours are also available. Schedule your tour with our Leasing Team today.

Other Options Nearby

Still weighing your choices? Other communities in Houston — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Village at West University Apartments require renters insurance?
We didn't find a public insurance requirement for Village at West University Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Village at West University Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Village at West University Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Village at West University Apartments?
Plan for $1,452 to $5,903/month all-in. That's base rent ($1,298 – $5,749), plus $139/month in required fees (trash, utilities, etc.), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Village at West University Apartments allow pets?
Yes, Village at West University Apartments is pet-friendly. Here are the details: Dogs and Birds Allowed. $500 Deposit. $25 Monthly Pet Rent. $400 Fee. 50 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
How safe is the area around Village at West University Apartments?
Property crime in Houston runs noticeably higher than the national average — 4,013 incidents per 100,000 residents versus the U.S. average of 1,578. That's the metric insurance carriers care about most for renters coverage, since property crime (theft, burglary, vehicle break-ins) drives most claims. Burglary specifically is 530/100K here. On the property itself, you'll find controlled access, property manager on site, gated, doorman — features that can qualify for premium discounts.
What floor plans does Village at West University Apartments offer?
There are 9 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,298 – $5,749. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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