Overview of Renters Insurance in Berkeley

With over 120,000 people living in Berkeley, auto accidents are bound to happen. With a highly educated population, a lot of residents in Berkeley can enjoy college degree discounts offered by many insurance companies. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in Berkeley won't have to worry about poor credit history when shopping for insurance.

The renters insurance price study is based on an applicant profile of a single, 20-year-old who has filed no claims in five years. Coverage includes medical payments coverage of $5,000, personal property at $10,000. The average price in Berkeley ranges from $86.1 to $255.68 based on our quote history.

Average Renters Insurance Premiums in Berkeley

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
Jetty $140.46
State Farm $130.39
Geico $212.95
Lemonade $86.1
Assurant $166.38
Progressive $179.1
Farmers $119.01
Allstate $179.91
AAA $247.32
Liberty Mutual $255.68
Nations Insurance $114.35
Kemper Specialty $112.29
Travelers $170.24
Nationwide $234.75
Esurance $213.65
Mercury $124.03
Safeco $140.19
Mendota $112.78
Allied $112.8

As you can see, the prices vary quite a lot in Berkeley. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Berkeley Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Berkeley.

2927 Shattuck Ave, Berkeley, CA 94705
1758 Solano Ave, Berkeley, CA 94707
2717 San Pablo Ave, Berkeley, CA 94702
Cost-U-Less Insurance Center
2855 Telegraph Ave ste 509, Berkeley, CA 94705
2126 Kittredge St, Berkeley, CA 94704
2625 Alcatraz Ave #700, Berkeley, CA 94705
1600 Shattuck Ave #214, Berkeley, CA 94709
1400 Shattuck Ave Ste 8, Berkeley, CA 94709
1700 Solano Ave Ste A, Berkeley, CA 94707
2150 Shattuck Ave Ste 410, Berkeley, CA 94704
2809 Telegraph Ave, Berkeley, CA 94705
1401 San Pablo Ave, Berkeley, CA 94702
3301 E 12th St Suite 113, Oakland, CA 94601
2517 Sacramento St B, Berkeley, CA 94702
Sharon Woo - State Farm Insurance Agent
2980 College Ave #1, Berkeley, CA 94705
1775 University Ave, Berkeley, CA 94703
5940 College Ave a, Oakland, CA 94618

Factors used to determine Renters insurance premium

  • The amount of coverage
  • The neighbor your property is in
  • The deductible you choose
  • The replacement cost type you choose
  • DiscountsThe discount usually includes things such as bundles (if you have other types of insurance with the same company, or if you have systems like security system, smoke detectors, deadbolt locks, etc.

Curious about Renters insurance in neighboring cities?

Renters Insurance for All cities in California

We also generated a report for all cities in California.