Overview of Renters Insurance in San Francisco

As the 4th largest city in California, San Francisco residents have a lot of insurance companies to choose from. With over 864,000 people living in San Francisco, auto accidents are bound to happen. With a highly educated population, a lot of residents in San Francisco can enjoy college degree discounts offered by many insurance companies. Major corporations (e.g. McKesson, Wells Fargo, PG&E Corp., Gap, Charles Schwab, salesforce.com) are headquartered here, enabling a lot of residents to save money on insurance with professional discounts. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in San Francisco won't have to worry about poor credit history when shopping for insurance. 99% of San Francisco residents live within half a mile of public transit, and 11% walk to work. If you drive less than 7,500 miles per year, consider buying usage-based insurance such as Metromile.

The renters insurance price study is based on an applicant profile of a single, 20-year-old who has filed no claims in five years. Coverage includes medical payments coverage of $5,000, personal property at $10,000. The average price in San Francisco ranges from $78.26 to $255.68 based on our quote history.

Average Renters Insurance Premiums in San Francisco

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
AAA $247.32
Geico $177.33
Progressive $173.99
Assurant $193.71
Liberty Mutual $255.68
Nations Insurance $114.35
Kemper Specialty $112.29
State Farm $133.36
Travelers $170.24
Nationwide $234.75
Esurance $213.65
Mercury $124.03
Lemonade $78.26
Safeco $140.19
Mendota $112.78
Jetty $133.16
Farmers $134.49
Allied $112.8
Allstate $157.99

As you can see, the prices vary quite a lot in San Francisco. If you're wondering what's the best option for you, click here to get free insurance quotes today.

San Francisco Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in San Francisco.

851 Van Ness Avenue, 2nd Floor, San Francisco, CA 94109
1820 Van Ness Ave, San Francisco, CA 94109
333 Gellert Blvd #101, Daly City, CA 94015
408 16th Ave, San Francisco, CA 94118
655 14th St, San Francisco, CA 94114
5224 Diamond Heights Blvd, San Francisco, CA 94131
870 Market St #901, San Francisco, CA 94102
2190 3rd St, San Francisco, CA 94107
3372 22nd St, San Francisco, CA 94110
617 Monterey Blvd, San Francisco, CA 94127
6037 Geary Blvd, San Francisco, CA 94121
851 Van Ness Avenue, 2nd Floor, San Francisco, CA 94109
648 Stanyan St, San Francisco, CA 94117
1501 Church St, San Francisco, CA 94131
2020 Ocean Ave, San Francisco, CA 94127
556 Castro St, San Francisco, CA 94114
44 2nd St, San Francisco, CA 94105
1952 Union St, San Francisco, CA 94123

Factors used to determine Renters insurance premium

  • The amount of coverage
  • The neighbor your property is in
  • The deductible you choose
  • The replacement cost type you choose
  • DiscountsThe discount usually includes things such as bundles (if you have other types of insurance with the same company, or if you have systems like security system, smoke detectors, deadbolt locks, etc.

Curious about Renters insurance in neighboring cities?

Renters Insurance for All cities in California

We also generated a report for all cities in California.