Overview of Renters Insurance in San Francisco
As the 4th largest city in California, San Francisco residents have a lot of insurance companies to choose from. With over 864,000 people living in San Francisco, auto accidents are bound to happen. With a highly educated population, a lot of residents in San Francisco can enjoy college degree discounts offered by many insurance companies. Major corporations (e.g. McKesson, Wells Fargo, PG&E Corp., Gap, Charles Schwab, salesforce.com) are headquartered here, enabling a lot of residents to save money on insurance with professional discounts. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in San Francisco won't have to worry about poor credit history when shopping for insurance. 99% of San Francisco residents live within half a mile of public transit, and 11% walk to work. If you drive less than 7,500 miles per year, consider buying usage-based insurance such as Metromile.
The renters insurance price study is based on an applicant profile of a single, 20-year-old who has filed no claims in five years. Coverage includes medical payments coverage of $5,000, personal property at $10,000. The average price in San Francisco ranges from $78.26 to $255.68 based on our quote history.
Average Renters Insurance Premiums in San Francisco
Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.
As you can see, the prices vary quite a lot in San Francisco. If you're wondering what's the best option for you, click here to get free insurance quotes today.
San Francisco Local Agents
If you would like to call agents for insurance quotes, below is a list of local agents in San Francisco.
Factors used to determine Renters insurance premium
- The amount of coverage
- The neighbor your property is in
- The deductible you choose
- The replacement cost type you choose
- DiscountsThe discount usually includes things such as bundles (if you have other types of insurance with the same company, or if you have systems like security system, smoke detectors, deadbolt locks, etc.
Curious about Renters insurance in neighboring cities?
Renters Insurance for All cities in California
We also generated a report for all cities in California.