Overview of Renters Insurance in Oakland

As the 8th largest city in California, Oakland residents have a lot of insurance companies to choose from. With over 417,000 people living in Oakland, auto accidents are bound to happen. With a highly educated population, a lot of residents in Oakland can enjoy college degree discounts offered by many insurance companies. Major corporations (e.g. Clorox) are headquartered here, enabling a lot of residents to save money on insurance with professional discounts. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in Oakland won't have to worry about poor credit history when shopping for insurance. Nearly half a million jobs are within half a mile of public transit in Oakland. Taking public transportation is a great way to drive less and save on auto insurance.

The renters insurance price study is based on an applicant profile of a single, 20-year-old who has filed no claims in five years. Coverage includes medical payments coverage of $5,000, personal property at $10,000. The average price in Oakland ranges from $88.0 to $255.68 based on our quote history.

Average Renters Insurance Premiums in Oakland

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
Lemonade $97.88
Kemper Specialty $125.35
Allied $110.01
Allstate $223.59
Mercury $88.0
Jetty $152.29
Geico $233.29
State Farm $134.6
Assurant $220.9
AAA $250.0
Progressive $229.07
Mendota $125.35
Nations Insurance $125.35
Safeco $127.17
Farmers $141.51
Liberty Mutual $255.68
Travelers $170.24
Nationwide $234.75
Esurance $213.65

As you can see, the prices vary quite a lot in Oakland. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Oakland Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Oakland.

3608 Grand Ave Ste 203, Oakland, CA 94610
822 Franklin St Ste 7, Oakland, CA 94607
900 Alice St, Ste 128, Oakland, CA 94607
4170 Piedmont Ave Ste C, Oakland, CA 94611
1714 Franklin St Suite 305, Oakland, CA 94612
5353 Claremont Ave Ste A, Oakland, CA 94618
523 47th St, Oakland, CA 94609
3560 Grand Ave, Oakland, CA 94610
1236 30th Ave, Oakland, CA 94601
733 Kevin Ct, Oakland, CA 94621
1452 High St Ste B, Oakland, CA 94601
4222 MacArthur Blvd, Oakland, CA 94619
490 Grand Ave #210, Oakland, CA 94610
5273 College Ave Ste 101, Oakland, CA 94618
560 Park St, Alameda, CA 94501
4400 Keller Ave #260, Oakland, CA 94605
440 Grand Ave #450, Oakland, CA 94610
5857 MacArthur Blvd, Oakland, CA 94605
6228 Merced Ave, Oakland, CA 94611
5940 College Ave a, Oakland, CA 94618

Factors used to determine Renters insurance premium

  • The amount of coverage
  • The neighbor your property is in
  • The deductible you choose
  • The replacement cost type you choose
  • DiscountsThe discount usually includes things such as bundles (if you have other types of insurance with the same company, or if you have systems like security system, smoke detectors, deadbolt locks, etc.

Curious about Renters insurance in neighboring cities?

Renters Insurance for All cities in California

We also generated a report for all cities in California.