Overview of Renters Insurance in Richmond

With over 109,000 people living in Richmond, auto accidents are bound to happen. Due to prop 103, California is one of the few states where credit scores cannot be used as an insurance rating factor. So residents in Richmond won't have to worry about poor credit history when shopping for insurance.

The renters insurance price study is based on an applicant profile of a single, 20-year-old who has filed no claims in five years. Coverage includes medical payments coverage of $5,000, personal property at $10,000. The average price in Richmond ranges from $75.05 to $282.43 based on our quote history.

Average Renters Insurance Premiums in Richmond

Here is the raw data of each insurance company's average premium. Click on each insurance company to see the discounts offered.

Carrier Price
Geico $182.12
Assurant $282.43
Progressive $223.0
State Farm $152.4
Jetty $159.33
Lemonade $75.05
Farmers $125.37
Allstate $178.4
AAA $247.32
Liberty Mutual $255.68
Nations Insurance $114.35
Kemper Specialty $112.29
Travelers $170.24
Nationwide $234.75
Esurance $213.65
Mercury $124.03
Safeco $140.19
Mendota $112.78
Allied $112.8

As you can see, the prices vary quite a lot in Richmond. If you're wondering what's the best option for you, click here to get free insurance quotes today.

Richmond Local Agents

If you would like to call agents for insurance quotes, below is a list of local agents in Richmond.

3060 Hilltop Mall Rd, Richmond, CA 94806
12976 San Pablo Ave, Richmond, CA 94805
12976 San Pablo Ave, Richmond, CA 94805
3875 San Pablo Dam Rd, El Sobrante, CA 94803
Bossa Nova Insurance Services, LLC
10468 San Pablo Ave, El Cerrito, CA 94530
11100 San Pablo Ave #110, El Cerrito, CA 94530
1333 San Pablo Ave, Pinole, CA 94564
635 23rd St Ste A, Richmond, CA 94804
242 Marina Way Apt A, Richmond, CA 94801
2141 Hilltop Mall Rd, Richmond, CA 94806
3150 Hilltop Mall Rd Ste 45, Richmond, CA 94806
874 23rd St, Richmond, CA 94804
3220 Blume Dr Ste 154, Richmond, CA 94806
255 Civic Center St, Richmond, CA 94804
4515 San Pablo Dam Rd Ste 3, El Sobrante, CA 94803
Fred Loya Insurance
232 Broadway, Richmond, CA 94804
2322 Macdonald Ave, Richmond, CA 94804
2980 College Ave #1, Berkeley, CA 94705

Factors used to determine Renters insurance premium

  • The amount of coverage
  • The neighbor your property is in
  • The deductible you choose
  • The replacement cost type you choose
  • DiscountsThe discount usually includes things such as bundles (if you have other types of insurance with the same company, or if you have systems like security system, smoke detectors, deadbolt locks, etc.

Curious about Renters insurance in neighboring cities?

Renters Insurance for All cities in California

We also generated a report for all cities in California.