Claremont Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Claremont Apartments in Greater Mesquite? Rent here runs $1,200 – $1,200, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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2472 Highland Rd, Dallas, TX 75228

Greater Mesquite

Built 1956 2 stories 172 units
2 reviews Apt. Finder
$1,200 – $1,200 /month

Monthly Cost Breakdown at Claremont Apartments

The listed rent isn't the whole number. Here's what Claremont Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,216
Base Rent $1,200
Est. Renters Insurance $16/mo

Renters Insurance at Claremont Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Claremont Apartments can push your insurance cost up or down:

Older Building

Built in 1956 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Claremont Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Claremont Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Dallas.

On-Site Security

Property manager on site

Fees Beyond Rent

These are the additional charges beyond base rent at Claremont Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$50

Amenity Fee

Free

Other

Free

Amenities

Community Features

Laundry Facilities Maintenance on site Laundry Service Walk-Up Playground

Floor Plan Amenities

High Speed Internet Access Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Tub/Shower Dishwasher Disposal Pantry Kitchen Oven Range Refrigerator Carpet Tile Floors Vinyl Flooring Balcony Patio

Pet Policy

Bringing a pet? Here's what Claremont Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs Allowed

  • 25 lb Weight Limit
  • 2 Pet Limit

About Claremont Apartments

Newly remodel kitchen and bathroom.We are 10 min. from downtown,easy acces to I-30, Texas size kitchen, school bus pick up for elementry,middle & high school on property, pet friendly, family oriented, multiple laundry facilities.

Year Built: 1956
Stories: 2
Total Units: 172
Phone: (469) 694-7093

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Claremont Apartments require renters insurance?
We didn't find a public insurance requirement for Claremont Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Claremont Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at Claremont Apartments?
Plan for $1,216 to $1,216/month all-in. That's base rent ($1,200 – $1,200), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Claremont Apartments allow pets?
Yes, Claremont Apartments is pet-friendly. Here are the details: Dogs Allowed. 25 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Claremont Apartments offer?
There are 1 floor plans to choose from, spanning 2-bedroom layouts. Rent ranges from $1,200 – $1,200. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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