Kings Reserve Dallas Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Kings Reserve Dallas Apartments in Greater Mesquite? Rent here runs $849 – $1,750, and renters insurance adds about $15/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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3305 Dilido Rd, Dallas, TX 75228

Greater Mesquite

Built 1985 3 stories 114 units
Apt. Finder
$849 – $1,750 /month

Monthly Cost Breakdown at Kings Reserve Dallas Apartments

The listed rent isn't the whole number. Here's what Kings Reserve Dallas Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $864 – $1,765
Base Rent $849 – $1,750
Est. Renters Insurance $15/mo

Renters Insurance at Kings Reserve Dallas Apartments

Accepted Insurance Providers

Kings Reserve Dallas Apartments accepts policies from these carriers — though most standard renters insurance companies will be fine. If you already have a policy, check if your carrier is on the list.

Kin

What Affects Your Premium Here

Every building is different. These factors specific to Kings Reserve Dallas Apartments can push your insurance cost up or down:

Older Building

Built in 1985 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$15

Est. Monthly

$176

Est. Annual

$13

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Kings Reserve Dallas Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Kings Reserve Dallas Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $13/mo

7 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Dallas.

On-Site Security

Controlled access Property manager on site Concierge Gated Doorman Sprinklers Perimeter fencing

Fees Beyond Rent

These are the additional charges beyond base rent at Kings Reserve Dallas Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Administrative Fee

September Special: Sign a 13-month lease in September and receive 1-month free rent to be used September, October, November or December. You choose the month. Offer expires 9/30/2025.

$350

Amenities

Special Features

Ceiling fan Heat Large Closets On Site Laundry Private Balcony Private Patio Water/Sewer/Electric/Trash

Community Features

Laundry Facilities Maintenance on site 24 Hour Access Trash Pickup - Door to Door Recycling Planned Social Activities Guest Apartment Public Transportation Key Fob Entry Elevator Business Center Clubhouse Lounge Multi Use Room Storage Space Conference Rooms Fenced Lot Courtyard Picnic Area Fitness Center Walking/Biking Trails Gameroom Media Center/Movie Theatre

Floor Plan Amenities

Washer/Dryer Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Security System Storage Space Double Vanities Tub/Shower Fireplace Handrails Sprinkler System Wheelchair Accessible (Rooms) Dishwasher Disposal Granite Countertops Stainless Steel Appliances Pantry Kitchen Microwave Oven Range Refrigerator Freezer Carpet Tile Floors Vinyl Flooring Dining Room Office Walk-In Closets Linen Closet Window Coverings Balcony Patio Deck Lawn Grill Garden

Pet Policy

Bringing a pet? Here's what Kings Reserve Dallas Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • 25 lb Weight Limit
  • 2 Pet Limit

About Kings Reserve Dallas Apartments

King's Reserve Dallas delivers beautiful studio, one and two bedroom apartment homes in a community-focused environment. At King's Reserve, you will enjoy fully renovated kitchens, spacious living areas, resident events and a host of amenities. Experience 55+ active living at its best!

Year Built: 1985
Stories: 3
Total Units: 114
Phone: (469) 776-0508

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Kings Reserve Dallas Apartments require renters insurance?
We didn't find a public insurance requirement for Kings Reserve Dallas Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Kings Reserve Dallas Apartments?
For this zip code and building type, expect to pay around $15/month ($176/year). Kings Reserve Dallas Apartments has security features that qualify for discounts — with those applied, you could pay as little as $13/month. For context, the statewide average is $14/month, so this building is right around average.
What will I actually pay per month at Kings Reserve Dallas Apartments?
Plan for $864 to $1,765/month all-in. That's base rent ($849 – $1,750), plus roughly $15/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Kings Reserve Dallas Apartments allow pets?
Yes, Kings Reserve Dallas Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. 25 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Kings Reserve Dallas Apartments offer?
There are 5 floor plans to choose from, spanning 1-bedroom, 2-bedroom, studio layouts. Rent ranges from $849 – $1,750. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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