Legacy Lofts: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Legacy Lofts in Greater Mesquite? Rent here runs $950 – $1,175, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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2600 Highland Rd, Dallas, TX 75228

Greater Mesquite

Built 1965 2 stories 106 units
3/5 ·3 reviews Apt. Finder
$950 – $1,175 /month

Monthly Cost Breakdown at Legacy Lofts

The listed rent isn't the whole number. Here's what Legacy Lofts actually costs each month once you add required fees and insurance.

Total Monthly Cost $966 – $1,191
Base Rent $950 – $1,175
Est. Renters Insurance $16/mo

Renters Insurance at Legacy Lofts

What Affects Your Premium Here

Every building is different. These factors specific to Legacy Lofts can push your insurance cost up or down:

Older Building

Built in 1965 — older plumbing/electrical may increase risk

Open Access

No gated or controlled access — higher theft exposure

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Legacy Lofts based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Legacy Lofts:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $16/mo

4 discounts may apply here. Real quotes show your actual price — estimates can't.

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Fees Beyond Rent

These are the additional charges beyond base rent at Legacy Lofts. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Application Fee Per Applicant

$50

Administrative Fee

$99

Amenities

Special Features

BBQ/Grilling Station Ceiling Fans in Every Bedroom Energy-Efficient Refrigerators Faux Wood Flooring in Living Areas Laundry Local Shopping Modern, Updated Apartments Sleek Black Appliances Soft Plush Carpeting Spacious Floor Plans with Ample Closet Space Transportation

Community Features

Grill Playground

Floor Plan Amenities

Ceiling Fans Refrigerator Hardwood Floors

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Legacy Lofts.

Grocery

  • Walmart 3.9
  • El Rio Grande Latin Market 4.2
  • Walmart Neighborhood Market 3.9

Pharmacy

  • CVS Pharmacy 3.6
  • CVS Pharmacy 4.2
  • Safemed Pharmacy 4.8

Hospital

  • Emergency Room at White Rock Medical Center 3.4
  • ER Near Me | Frontline Emergency Room 4.5
  • Lakewood Emergency Room 4.7

Gym

  • EōS Fitness 4.5
  • PARADIGM Gym 24hr 4.8
  • Gold's Gym Highland Meadows 4.0

Restaurant

  • Sandiluz 5.0
  • Tacos chilo estilo chilango #3 4.8
  • Taqueria Taxco 4.7

Park

  • Samuell-Grand Park 4.5
  • Legacy Lofts 3.1
  • Lake Highlands North Recreation Center 4.5

Gas

  • Raceway 2.9
  • Chevron 2.6
  • Exxon 3.9

Pet Policy

Bringing a pet? Here's what Legacy Lofts allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

About Legacy Lofts

Welcome to Legacy Lofts in Dallas Texas! In the upscale area of Dallas that we're located, you can maintain your active lifestyle with convenience. If you want to experience superior living with an at home feel, Legacy Lofts are for you. Perfectly situated next to I-30 and 35E, Mountain Creek Lake, Joe Pool Lake, and the Metroplex's top attractions. Call us today to book a tour of our wonderful property!

Year Built: 1965
Stories: 2
Total Units: 106
Phone: (877) 357-6241

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Legacy Lofts require renters insurance?
We didn't find a public insurance requirement for Legacy Lofts, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Legacy Lofts?
For this zip code and building type, expect to pay around $16/month ($193/year). For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at Legacy Lofts?
Plan for $966 to $1,191/month all-in. That's base rent ($950 – $1,175), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Legacy Lofts allow pets?
Yes, Legacy Lofts is pet-friendly. Here are the details: Dogs and Cats Allowed. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Legacy Lofts offer?
There are 2 floor plans to choose from, spanning 1-bedroom, 2-bedroom layouts. Rent ranges from $950 – $1,175. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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