Palladium Carver Living Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Palladium Carver Living Apartments in Greater Mesquite? Rent here runs $1,274 – $1,760, and renters insurance adds about $12/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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2200 W Bruton Rd, Balch Springs, TX 75180

Greater Mesquite

Managed by Palladium Management Company Built 2026 4 stories 288 units
Apt. Finder
$1,274 – $1,760 /month

Monthly Cost Breakdown at Palladium Carver Living Apartments

The listed rent isn't the whole number. Here's what Palladium Carver Living Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,286 – $1,772
Base Rent $1,274 – $1,760
Est. Renters Insurance $12/mo

Renters Insurance at Palladium Carver Living Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Palladium Carver Living Apartments can push your insurance cost up or down:

Gated Community

Gated access reduces theft risk — may qualify for security discount

What You'll Likely Pay

$12

Est. Monthly

$147

Est. Annual

$11

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Palladium Carver Living Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$25,000 recommended

If you own less

$15,000

If you own more

$40,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Pool on premises — higher liability recommended

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Palladium Carver Living Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Sprinkler system
-5%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $11/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Balch Springs.

On-Site Security

Property manager on site Gated Sprinklers

Amenities

Community Features

Community-Wide WiFi Wi-Fi Planned Social Activities Pet Play Area Wheelchair Accessible Business Center Clubhouse Conference Rooms Sundeck Courtyard Grill Picnic Area Fitness Center Pool Playground

Floor Plan Amenities

Washer/Dryer Hookup Air Conditioning Heating Storage Space Tub/Shower Sprinkler System Dishwasher Disposal Ice Maker Island Kitchen Kitchen Oven Refrigerator Freezer Vinyl Flooring Walk-In Closets Patio

What's Within Reach

Groceries, pharmacies, gyms — the basics you'll want close by. Here's what's in the neighborhood around Palladium Carver Living Apartments.

Grocery

  • Don Cuco Meat Market 4.3
  • Kroger 4.0
  • Walmart Supercenter 3.9

Pharmacy

  • CVS Pharmacy 4.0
  • Lake June Pharmacy 4.7
  • Walmart Pharmacy 3.4

Hospital

  • Dallas Regional Medical Center: Emergency Room 1.8
  • ER of Mesquite - Emergency Room 4.9
  • Dallas Regional Medical Center | Mesquite, TX 3.4

Gym

  • Fitness Connection 4.6
  • Grind Hard Fitness 5.0
  • Victorious Fitness 5.0

Restaurant

  • Taqueria Rodriguez 4.3
  • Peggy's Cafe 4.5
  • La Silla Taqueria 4.2

Park

  • Balch Springs Recreation Center 4.3
  • Walter E. Luedeke Park 4.4
  • Guy Berry Park 3.9

Bank

  • ATM 5.0
  • Bank of America (with Drive-thru ATM) 2.1
  • Chase Bank 2.6

Gas

  • Exxon 4.1
  • QuikTrip 3.7
  • Murphy USA 4.0

About Palladium Carver Living Apartments

Welcome to Palladium Carver Living, a residential community featuring one-bedroom apartments in Mesquite, TX. Spacious layouts and amenities welcome you home, along with exceptional service and an ideal location. Palladium Carver Living places you near everyday conveniences and local attractions — from schools and parks to restaurants, retail, and major highways like I-635, I-80, and I-30. It’s a community designed to give you easy access to the places you love while offering a peaceful retreat to come home to.

Year Built: 2026
Stories: 4
Total Units: 288
Management: Palladium Management Company
Phone: (214) 661-7784

Other Options Nearby

Still weighing your choices? These communities are in the same part of Balch Springs — compare rent and estimated insurance cost side by side.

Frequently Asked Questions

Does Palladium Carver Living Apartments require renters insurance?
We didn't find a public insurance requirement for Palladium Carver Living Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Palladium Carver Living Apartments?
For this zip code and building type, expect to pay around $12/month ($147/year). Palladium Carver Living Apartments has security features that qualify for discounts — with those applied, you could pay as little as $11/month. For context, the statewide average is $14/month, so this building is below average.
What will I actually pay per month at Palladium Carver Living Apartments?
Plan for $1,286 to $1,772/month all-in. That's base rent ($1,274 – $1,760), plus roughly $12/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
What floor plans does Palladium Carver Living Apartments offer?
There are 3 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $1,274 – $1,760. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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