Eclipse Of White Rock Apartments: Renters Insurance Guide & What It Actually Costs

Last updated Mar 31, 2026

Thinking about renting at Eclipse Of White Rock Apartments in Greater Mesquite? Rent here runs $725 – $1,565, and renters insurance adds about $16/mo. Below we break down which carriers are cheapest for this building and what the lease actually requires.

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2728 N Buckner Blvd, Dallas, TX 75228

Greater Mesquite

Built 1968 2 stories 54 units
Apt. Finder
$725 – $1,565 /month

Monthly Cost Breakdown at Eclipse Of White Rock Apartments

The listed rent isn't the whole number. Here's what Eclipse Of White Rock Apartments actually costs each month once you add required fees and insurance.

Total Monthly Cost $1,356 – $2,196
Base Rent $725 – $1,565
Required Monthly Fees $615
Est. Renters Insurance $16/mo

Renters Insurance at Eclipse Of White Rock Apartments

What Affects Your Premium Here

Every building is different. These factors specific to Eclipse Of White Rock Apartments can push your insurance cost up or down:

Older Building

Built in 1968 — older plumbing/electrical may increase risk

Gated Community

Gated access reduces theft risk — may qualify for security discount

Controlled Access

Electronic/key fob entry — reduces unauthorized entry risk

Dog-Friendly

Dogs allowed — consider higher liability coverage

What You'll Likely Pay

$16

Est. Monthly

$193

Est. Annual

$15

With Discounts/mo

$14

State Avg/mo

How Much Coverage Makes Sense

Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Eclipse Of White Rock Apartments based on the rent level and building features.

Personal Property

What your stuff is worth

$15,000 recommended

If you own less

$10,000

If you own more

$25,000

Liability

Covers accidental harm & lawsuits

$300,000 recommended

Dog-friendly community — higher liability recommended for pet-related incidents

How Carriers Compare for This Area

Not all carriers price the same zip code equally. Here's how the major options stack up near Eclipse Of White Rock Apartments:

Carrier Monthly Annual
Lemonade $8/mo $96/yr
USAA $9/mo $108/yr
State Farm $12/mo $144/yr
Progressive $13/mo $156/yr
Safeco $13/mo $156/yr
Travelers $14/mo $168/yr
Allstate $15/mo $180/yr
Nationwide $15/mo $180/yr
Farmers $16/mo $192/yr
Liberty Mutual $18/mo $216/yr

Discounts You May Qualify For

Gated community
-5%
Controlled access
-3%
Claims-free (if applicable)
-10%
Pay-in-full annual
-7%
Paperless/autopay
-3%
Multi-policy bundle
-10%

Next Step

See if you can beat $15/mo

6 discounts may apply here. Real quotes show your actual price — estimates can't.

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Property Crime & Theft Risk

Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for Dallas.

On-Site Security

Controlled access Property manager on site Video patrol Gated Gated access Perimeter fencing

Fees Beyond Rent

These are the additional charges beyond base rent at Eclipse Of White Rock Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.

Required Fees

Water, Trash, Pest Control, and Gas.

$135 / mo

Cable and Internet

$75 / mo

Security Deposit - Refundable

$700

Application Fee Per Applicant

$75

Addons Fees

Cable, Internet, Water, Trash, Pest Control, and Gas

$260 - $315

Amenities

Special Features

Updated Units W/d Hookups In Townhome Floorplans

Community Features

Community-Wide WiFi Wi-Fi Laundry Facilities Maintenance on site 24 Hour Access Recycling Online Services Pet Play Area Public Transportation Key Fob Entry Wheelchair Accessible Vintage Building Walk-Up Fenced Lot Courtyard Grill Picnic Area Lake Access

Floor Plan Amenities

High Speed Internet Access Wi-Fi Washer/Dryer Washer/Dryer Hookup Air Conditioning Heating Ceiling Fans Smoke Free Cable Ready Tub/Shower Framed Mirrors Wheelchair Accessible (Rooms) Dishwasher Disposal Stainless Steel Appliances Pantry Eat-in Kitchen Kitchen Microwave Oven Range Refrigerator Freezer Instant Hot Water Hardwood Floors Carpet Tile Floors Vinyl Flooring Dining Room Family Room Bay Window Walk-In Closets Linen Closet Double Pane Windows Window Coverings Large Bedrooms Floor to Ceiling Windows Patio Porch Yard Lawn Garden

Pet Policy

Bringing a pet? Here's what Eclipse Of White Rock Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.

Dogs and Cats Allowed

  • $25 Monthly Pet Rent
  • $250 Fee
  • 30 lb Weight Limit
  • 2 Pet Limit

About Eclipse Of White Rock Apartments

Affordable Living in a Convenient Location This property is centrally located on the border of Dallas and Mesquite, providing easy access to everything you need. With one-, two-, and three-bedroom units available, these apartments are perfect for families or individuals seeking a spacious and comfortable home. Recently updated, each unit features modern kitchens and bathrooms, complete with stainless steel appliances for a sleek and contemporary feel. Enjoy open floor plans, and onsite laundry for added convenience. Minutes from local hotspots like Walmart, Sams Club, and the historic Casa Linda Shopping Center, this property ensures you're never far from shopping and dining options. Commuting is simple with I-30 just minutes away, offering quick access to Downtown Dallas (15 minutes) and the Mesquite Mall (12 minutes). For a touch of nature, historic White Rock Lake is only 10 minutes away. Features Include: • One-, two-, and three-bedroom layouts • Central air/heat • Open floor plans • Onsite laundry • Updated units/Gated community • Stainless steel appliances • Dog park • Close to shopping, dining, and entertainment • Easy access to major highways and public transit

Year Built: 1968
Stories: 2
Total Units: 54
Phone: (469) 388-0576

Other Options Nearby

Still weighing your choices? These communities are in the same part of Dallas — compare rent and estimated insurance cost side by side.

Claremont Apartments

Greater Mesquite

$1,200 Ins: ~$16/mo

Creekstone Apartments

Greater Mesquite

$815 - $1,668 Ins: ~$15/mo

Kings Reserve Dallas Apartments

Greater Mesquite

$849 - $1,750 Ins: ~$15/mo

Legacy Lofts

Greater Mesquite

$950 - $1,175 Ins: ~$16/mo

Palladium Carver Living Apartments

Greater Mesquite

$1,274 - $1,760 Ins: ~$12/mo

Pinehurst Place Apartments

Greater Mesquite

$899 - $1,599 Ins: ~$15/mo

Frequently Asked Questions

Does Eclipse Of White Rock Apartments require renters insurance?
We didn't find a public insurance requirement for Eclipse Of White Rock Apartments, but that doesn't mean there isn't one. Many communities add the requirement during lease signing. It's worth asking the leasing office directly — and even if it's not required, a policy typically runs under $20/month and covers you against theft, fire, and liability.
How much is renters insurance at Eclipse Of White Rock Apartments?
For this zip code and building type, expect to pay around $16/month ($193/year). Eclipse Of White Rock Apartments has security features that qualify for discounts — with those applied, you could pay as little as $15/month. For context, the statewide average is $14/month, so this building is above average.
What will I actually pay per month at Eclipse Of White Rock Apartments?
Plan for $1,356 to $2,196/month all-in. That's base rent ($725 – $1,565), plus $615/month in required fees (trash, utilities, etc.), plus roughly $16/month for renters insurance. Most apartment listing sites don't include those last two — so the sticker price can be misleading.
Does Eclipse Of White Rock Apartments allow pets?
Yes, Eclipse Of White Rock Apartments is pet-friendly. Here are the details: Dogs and Cats Allowed. $25 Monthly Pet Rent. $250 Fee. 30 lb Weight Limit. 2 Pet Limit. If you have a pet, keep in mind that most renters insurance policies cover pet liability — but you may want to increase your liability limit, especially for larger breeds.
What floor plans does Eclipse Of White Rock Apartments offer?
There are 4 floor plans to choose from, spanning 1-bedroom, 2-bedroom, 3-bedroom layouts. Rent ranges from $725 – $1,565. Your unit size can affect your insurance cost too — a larger unit typically means more belongings to cover.

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Disclaimer

The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.

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