8359 Harwood Rd, North Richland Hills, TX 76180
North Richland Hills
Monthly Cost Breakdown at The Skylark on Harwood Apartments
The listed rent isn't the whole number. Here's what The Skylark on Harwood Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at The Skylark on Harwood Apartments
What Affects Your Premium Here
Every building is different. These factors specific to The Skylark on Harwood Apartments can push your insurance cost up or down:
Open Access
No gated or controlled access — higher theft exposure
Dog-Friendly
Dogs allowed — consider higher liability coverage
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1814/100K (15% above national average)
What You'll Likely Pay
$14
Est. Monthly
$168
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for The Skylark on Harwood Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Dog-friendly community — higher liability recommended for pet-related incidents
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near The Skylark on Harwood Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $14/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for North Richland Hills.
North Richland Hills property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in North Richland Hills track closely with national baselines. The Skylark on Harwood Apartments also has on-site security features (Property manager on site, Covered parking) that insurers recognize with discounts.
Source: FBI UCR Program, North Richland Hills (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for The Skylark on Harwood Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at The Skylark on Harwood Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Stormwater / Drainage Admin Fee
Management of community stormwater drainage and runoff infrastructure Charged per unit.
Community Amenity Fee
Fee for access to shared resident amenities and facilities. Charged per unit.
Pest Control Admin Fee
Covers admin costs for managing pest control services. Charged per unit.
Trash Services - Doorstep
Fee for doorstep trash and recycle pickup service. Charged per unit.
Pest Control Services
Regular pest prevention and treatment services. Charged per unit.
Trash Admin
Administrative costs for managing trash service billing, coordination, and related expenses for your apartment. Charged per unit.
Cable TV / Internet Services
Community-provided cable TV and internet services Charged per unit.
Utility Water / Wastewater Admin Fee
Covers administrative costs associated with billing and managing water utility services. Charged per unit.
Common Area Utilities
Shared utility costs in community common areas. Charged per unit.
Admin Fee
Fee to process rental application and background check Charged per unit.
Application Fee
Administrative processing fee to cover lease preparation. Charged per applicant.
Application Fee Per Applicant
Charged per applicant.
Administrative Fee
Charged per unit.
Pets Fees
Dog Fee
Charged per pet.
Dog Rent
Charged per pet.
Cat Fee
Charged per pet.
Cat Rent
Charged per pet.
Pet Fee
Fee for allowing pets in the home. Charged per pet.
Pet / Animal Lease Violation
Fee issued for unauthorized pets or violations of pet policyCharged per pet.
Pet Fee
Pet Fee Charged per pet.
Pet Rent
monthly charge for keeping a pet in the home. Charged per pet.
Parking Fees
Parking - Garage
Charge for access to a garage space. Charged per vehicle.
Parking
Fee for reserved or designated parking space use and maintenance Charged per vehicle.
Parking - Reserved
Fee for a designated parking spot on-site. Charged per vehicle.
Parking - Carport
Fee for covered parking in a designated carport space. Charged per vehicle.
Addons Fees
Washer & Dryer Rental
In-home washer and dryer rental and maintenance. Charged perunit.
Rent Payment Credit Building Service
Build credit by paying rent on time while gaining access to personalized budgeting tools and financial education resources. Charged per unit.
Parking EV Charging
Fee for on-site electric vehicle charging access. Charged per unit.
Situational Fees
Utility - Vacant Processing Fee
Preparing and administering a unit after move-out Charged per unit.
Intra-Community Transfer Fee
Charge for transferring to another home within the same community. Charged per unit.
Security Deposit (Refundable)
Refundable deposit covering potential damages and unpaid rent per lease terms. Charged per unit.
MTM Flat Fee
Month to Month Flat Fee Charged per unit.
Access Device Replacement
Charge to replace lost or damaged key, fob, or remote. Charged per unit.
NSF Tenant Fee
NSF Tenant Fee Charged per unit.
Renters Liability Non-Compliance
Fee for not maintaining required renters liability insurancecoverage. Charged per unit.
Late Fee (Percentage)
Calculated as a percentage of the base rent amount. Charged per unit.
Renter Liability - Third Party
Expense related to required liability coverage through a third-party provider. Charged per unit.
Utility - Electric
Cost of electricity usage for your apartment. Charged per unit.
Utility - Gas
Cost of gas usage for your apartment. Charged per unit.
Utility - Stormwater / Drainage
Local stormwater management and drainage system fee. Chargedper unit.
Utility - Water / Sewer
Water usage and wastewater removal costs. Charged per unit.
Utility - Non-transferred Utility Fee
Charge for utility costs not moved to residents name. Charged per unit.
Concession Repayment
Tenant repayment of rent discounts if lease terms are not met. Charged per unit.
Legal / Eviction Fee
Costs associated with an eviction proceeding. Charged per unit.
Reletting Fee
An expense associated with re-renting a unit after early lease termination. Charged per unit.
Lease Violation
Fee for non-compliance with lease terms or community policies. Charged per unit.
Early Lease Termination / Buyout
Buyout for ending lease agreement before its scheduled end date. Charged per unit.
Utility - Vacant Cost Recovery
Utility costs incurred while the unit was unoccupied. Charged per unit.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what The Skylark on Harwood Apartments allows — and keep in mind, if you have a dog, most insurance advisors recommend bumping your liability coverage to at least $300,000. Standard renters policies cover pet-related incidents, but the default $100,000 limit may not be enough if something happens.
About The Skylark on Harwood Apartments
From the property listing:
Discover an enhanced lifestyle at The Skylark on Harwood apartments in North Richland Hills, Texas. Situated in the vibrant heart of Tarrant County, our community offers convenient access to freeways and public transportation, making your daily commute easy. Enjoy the convenience of nearby shopping centers, restaurants, parks, and entertainment venues, all just minutes away. Embrace a tranquil lifestyle that awaits you at The Skylark on Harwood!
Other Options Nearby
Still weighing your choices? These communities are in the same part of North Richland Hills — compare rent and estimated insurance cost side by side.
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Frequently Asked Questions
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Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
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