1598 Weyland Dr, North Richland Hills, TX 76180
North Richland Hills
Monthly Cost Breakdown at Whispering Oaks Apartments
The listed rent isn't the whole number. Here's what Whispering Oaks Apartments actually costs each month once you add required fees and insurance.
Renters Insurance at Whispering Oaks Apartments
What Affects Your Premium Here
Every building is different. These factors specific to Whispering Oaks Apartments can push your insurance cost up or down:
Older Building
Built in 1982 — older plumbing/electrical may increase risk
Open Access
No gated or controlled access — higher theft exposure
Pest Issues
4 mentions in Google reviews
Identity Theft Concerns
1 mentions in reviews (mail tampering, fraud, personal info)
FEMA Flood Zone
Zone X — minimal flood risk
FBI UCR
Property crime rate: 1814/100K (15% above national average)
What You'll Likely Pay
$15
Est. Monthly
$176
Est. Annual
$14
State Avg/mo
How Much Coverage Makes Sense
Renters insurance has two main pieces: personal property coverage, which pays to replace your belongings if they're stolen or damaged (think furniture, electronics, clothes), and liability coverage, which protects you if someone gets hurt in your unit or you accidentally damage someone else's property. Here's what we'd recommend for Whispering Oaks Apartments based on the rent level and building features.
Personal Property
What your stuff is worth
If you own less
$15,000
If you own more
$40,000
Liability
Covers accidental harm & lawsuits
Pool on premises — higher liability recommended for accidents at shared amenities
How Carriers Compare for This Area
Not all carriers price the same zip code equally. Here's how the major options stack up near Whispering Oaks Apartments:
| Carrier | Monthly | Annual |
|---|---|---|
| Lemonade | $8/mo | $96/yr |
| USAA | $9/mo | $108/yr |
| State Farm | $12/mo | $144/yr |
| Progressive | $13/mo | $156/yr |
| Safeco | $13/mo | $156/yr |
| Travelers | $14/mo | $168/yr |
| Allstate | $15/mo | $180/yr |
| Nationwide | $15/mo | $180/yr |
| Farmers | $16/mo | $192/yr |
| Liberty Mutual | $18/mo | $216/yr |
Discounts You May Qualify For
Next Step
See if you can beat $15/mo
4 discounts may apply here. Real quotes show your actual price — estimates can't.
Property Crime & Theft Risk
Renters insurance pricing is driven by property crime — theft, burglary, and vehicle break-ins — not violent crime. Here's what the FBI's Uniform Crime Reporting data shows for North Richland Hills.
North Richland Hills property crime rate
per 100K residents
U.S. avg is 1,578 per 100K
Breakdown per 100K residents
U.S. average
Near-average property crime means insurance premiums in North Richland Hills track closely with national baselines. Whispering Oaks Apartments also has on-site security features (Perimeter fencing) that insurers recognize with discounts.
Source: FBI UCR Program, North Richland Hills (2024-12 to 2025-11)
What Residents Are Saying
Based on Google reviews, here are the issues residents mention most often — and the ones that matter when choosing your coverage. Longer bars indicate more frequent discussion.
On-Site Security
Flood Risk
Standard renters insurance does not cover flood damage. FEMA maps every property into a flood zone — here's what that means for Whispering Oaks Apartments.
FEMA Zone X (Area Of Minimal Flood Hazard) — Minimal flood risk
Flood insurance optional but inexpensive in this zone.
Flood zone data from FEMA National Flood Hazard Layer (NFHL). Zones can change — verify at FEMA Flood Map Service.
Fees Beyond Rent
These are the additional charges beyond base rent at Whispering Oaks Apartments. Some are monthly, some are one-time — all of them affect your actual cost of living here.
Required Fees
Application Fee Per Applicant
Charged per applicant.
Pets Fees
One-Time Pet Fee
Max of 2. Charged per pet.
Pet Deposit
Max of 2. Charged per pet.
Monthly Pet Fee
Max of 2. Charged per pet.
Parking Fees
Parking Deposit
Charged per vehicle.
Amenities
Special Features
Community Features
Floor Plan Amenities
Pet Policy
Bringing a pet? Here's what Whispering Oaks Apartments allows. Standard renters insurance typically covers pet-related incidents, so you usually won't need any add-on coverage for a cat.
Fees may vary by pet type or count — confirm with the leasing office.
About Whispering Oaks Apartments
From the property listing:
Whispering Oaks is a community offering a great residential environment, upscale amenities and excellent service for our residents. We offer one, two bedrooms that are sure to please even those with the most discriminating tastes. Whether you want to relax by our resort style pool with water fall, or enjoy an afternoon with man’s best friend at our community dog park, Whispering Oaks is sure to have something for you!We are close to shopping, dining and entertainment. We have easy access to 820, 121, and Hwy 183 and are a 20 minute drive to the nearest train station.
Other Options Nearby
Still weighing your choices? These communities are in the same part of North Richland Hills — compare rent and estimated insurance cost side by side.
26 at City Point Apartments
North Richland Hills
8500 Harwood Apartments
North Richland Hills
Appian Way Apartments
North Richland Hills
Cavalli at Iron Horse Station Apartments
North Richland Hills
Davis Square Apartments
North Richland Hills
Delegate at City Point Apartments
North Richland Hills
Frequently Asked Questions
Does Whispering Oaks Apartments require renters insurance?
How much is renters insurance at Whispering Oaks Apartments?
What will I actually pay per month at Whispering Oaks Apartments?
Does Whispering Oaks Apartments allow pets?
How safe is the area around Whispering Oaks Apartments?
What floor plans does Whispering Oaks Apartments offer?
Get Renters Insurance for Whispering Oaks Apartments
See how much you could save on renters insurance
Disclaimer
The information on this page — including rent prices, fees, floor plans, amenities, insurance requirements, and safety data — is collected from publicly available sources and may not reflect the most current details. Apartment communities may update their offerings, policies, and pricing at any time. Always confirm details directly with the leasing office or the community's official website before making any decisions.
SafeButler Inc. strives to ensure that the information on this site is up to date, but we will not be held liable for any delays, inaccuracies, errors, or omissions. This site and all materials contained on it are distributed and provided "as is" and "as available" for use. SafeButler.com makes no representations or warranties of any kind, express or implied, as to the operation of this site or to the information, content, materials, or products included on this site. You expressly agree that your use of this site is at your sole risk.